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VIC › White Hills › Heinz St

U14, 21 Heinz St, White Hills VIC 3550

For saleHouse

$595,000–$650,000

For sale

Asking range

3

Bedrooms

3

Bathrooms

2

Car spaces

358 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $595,000–$650,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $595,000–$650,000(Listing record · 23 June 2026)
  • FactLand 358 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in White Hills (last 5 years) with land size: median $910/m² of land (n=104). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 1% below the White Hills median recorded sale ($598,000, n=28, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at White Hills's advertised median rent ($494/wk), implied gross yield would be 4.32% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$595,000–$650,000

Asking range · $1,662/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in White Hills (last 5 years) with land size have a median of $910/m² of land (n=104). Districts calculation from recorded sales — not a valuation.

White Hills at a glance

3,640

People

$598,000

Median sale

$494/wk

Median rent

4.30%

Suburb gross yield

Median sale from 28 recorded sales (last 12 months) — a Districts calculation.

See the full White Hills report →

Vs White Hills

-0.5%

Median sale

Suburb $598,000

+0.02 pp

Gross yield

Suburb 4.30%

Suburb median $598,000 from 28 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$595,000
Stamp Duty (Victoria)
$30,770
Transfer/Registration Fee
$1,497
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$630,967

$35,967 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with White Hills's advertised median rent — not a rent for this listing.

Net yield
2.82%
Annual cashflow (pre-tax)
$-14,177
Interest cover (DSCR)
0.54
Annual rent
$25,688
Operating expenses
$8,925
Loan amount
$476,000
Annual interest
$30,940
Gross yield
4.32%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$595,000–$650,000available23 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $494/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

White Hills in one glance

White Hills at a glance

3,640

People

$598,000

Median sale

$494/wk

Median rent

4.30%

Suburb gross yield

Median sale from 28 recorded sales (last 12 months) — a Districts calculation.

See the full White Hills report →

Keep researching

  • Why White Hills? Read the area thesis →
  • What else is on the market in White Hills →
  • Other records on Heinz St →

Listing material

Listed by PRD Bendigo

Modern Ease by the Racecourse

Set within a peaceful and private White Hills pocket, 14/21 Heinz Street presents a wonderfully low-maintenance lifestyle with modern comfort, generous proportions and a beautiful sense of everyday ease. Positioned close to the Bendigo Jockey Club, White Hills Botanical Gardens, Holy Rosary Primary School and Bendigo Health, this well-kept home offers excellent convenience while still enjoying a quiet setting at the end of a court, with leafy surrounds nearby.

Built in 2016/17 and set on approximately 358sqm, the home delivers a practical and inviting layout ideal for downsizers, professionals, investors or buyers seeking a modern home without the ongoing demands of a large block. From the street, the property makes a neat first impression with its contemporary brick façade, clean roofline, double garage and easy-care landscaped frontage, where gravel garden beds and established planting keep maintenance simple.

Inside, the home opens to a light-filled living zone with a calm neutral palette, tiled flooring and large windows drawing in natural light. The main living room feels bright and relaxed, offering a comfortable everyday retreat with easy connection through to the dining area and kitchen. This open layout gives the home a natural sense of flow, making it easy to move between relaxing, dining and entertaining.

Read the full description

The kitchen is positioned at the heart of the home and offers a clean, modern finish with excellent storage, gas cooking, dishwasher, tiled splashback and a practical island bench. It connects beautifully with the dining area, where sliding glass doors open directly to the covered patio, creating an easy indoor-outdoor link for morning coffee, quiet evenings or casual meals with family and friends.

The covered alfresco area adds genuine lifestyle appeal, providing a sheltered outdoor space that can be enjoyed throughout the year. With a secure, low-maintenance yard, gravel surrounds and established greenery, the outdoor setting feels private and simple to manage, making it especially appealing for those wanting outdoor enjoyment without a large garden workload.

The bedroom layout is highly functional, with three bedrooms and three bathrooms providing excellent flexibility. The primary bedroom is privately positioned at the front of the home and includes a built-in robe and ensuite, while the remaining bedrooms are set toward the rear, each with built-in robes. With multiple bathrooms across the floorplan, the home is particularly well suited to guests, shared living, growing families or investors seeking broad rental appeal.

Practical features further enhance the property, including split-system heating and cooling, natural gas, sewerage connection, remote-entry double garage and a thoughtful single-level layout. The garage provides secure internal access, while the overall design keeps daily living easy, comfortable and efficient.

In a location that continues to appeal for its balance of open space, accessibility and lifestyle convenience, this is a property that makes modern living feel simple. Whether you are looking for a smart investment, a comfortable downsizer or an easy-care home close to key Bendigo amenities, 14/21 Heinz Street delivers a polished and practical White Hills opportunity

Listing description written by Daniel Straw, PRD Bendigo — reproduced as published, not verified by Districts.

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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