Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Lake Munmorah › Kamilaroo Ave

U30, 51 Kamilaroo Ave, Lake Munmorah NSW 2259

For saleRetirement

$280,000–$300,000

For sale

Asking range

2

Bedrooms

1

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $280,000–$300,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $280,000–$300,000(Listing record · 14 May 2026)
  • CalculationAsk is 67% below the Lake Munmorah median recorded sale ($850,000, n=35, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Lake Munmorah's advertised median rent ($630/wk), implied gross yield would be 11.70% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$280,000–$300,000

Asking range

No recorded sale for this property.

Lake Munmorah at a glance

5,165

People

$850,000

Median sale

$630/wk

Median rent

3.85%

Suburb gross yield

Median sale from 35 recorded sales (last 12 months) — a Districts calculation.

See the full Lake Munmorah report →

Vs Lake Munmorah

-67.1%

Median sale

Suburb $850,000

+7.85 pp

Gross yield

Suburb 3.85%

Suburb median $850,000 from 35 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$280,000
Stamp Duty (New South Wales)
$7,932
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$291,799

$11,799 on top of the price (4.2% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Lake Munmorah's advertised median rent — not a rent for this listing.

Net yield
10.20%
Annual cashflow (pre-tax)
$14,000
Interest cover (DSCR)
1.96
Annual rent
$32,760
Operating expenses
$4,200
Loan amount
$224,000
Annual interest
$14,560
Gross yield
11.70%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$280,000–$300,000available14 May 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $630/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 11.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Lake Munmorah in one glance

Lake Munmorah at a glance

5,165

People

$850,000

Median sale

$630/wk

Median rent

3.85%

Suburb gross yield

Median sale from 35 recorded sales (last 12 months) — a Districts calculation.

See the full Lake Munmorah report →

Keep researching

  • Why Lake Munmorah? Read the area thesis →
  • What else is on the market in Lake Munmorah →
  • Other records on Kamilaroo Ave →

Listing material

Listed by Dotcom Property Sales

Neat & Tidy Manufactured Home Over 50’s Pet Friendly Community Lifestyle Village near the Lake

The Community Village is situated on the shores of Lake Munmorah at Lakeside Leisure Village, positioned on 25 peaceful, picturesque acres with coastal breezes, sounds of wildlife and landscaped gardens. Offering exceptional relaxed lifestyle for the over 50’s permanent living, where companionship, security and peace of mind go hand in hand. Enjoy the benefits of community living and minimal maintenance.

-Comfortable 2-bedroom manufactured home close to facilities in the park and close to lake & shops.

Air-conditioned dining/ kitchen going into the separate living room.

Read the full description

-The spacious kitchen has Chef appliance gas cook top & oven/separate griller, plenty of cupboards and island bench space as well as a pantry. The kitchen / lounge has new modern vinyl floorboard look and the 2 bedrooms are carpeted.

-The bathroom has a shower, vanity & toilet.

Relax on the undercover enclosed side sunroom/ veranda.

Enjoy the many inclusions:

No Rates, No Strata, No Stamp Duty or CGT

Rent assistance for eligible pensioners

Reverse cycle split system Braemar 3.8kw Air-con

Neat kitchen with sink, Chef gas cooktop/gas oven/separate grill

All blinds, 1 block out curtain

Undercover Carport

Gas Rheem Electric Hot Water Heater 50L/gas outlet /1x45kg gas bottle

New vinyl flooring, carpet in bedrooms

Bathroom with shower, vanity & WC

Laundry area, TV points

Enclosed side sunroom/undercover veranda with deck

2 Color bond garden sheds

Situated a short walk to the Woolworths shopping center, medical facilities & lake

Close to transport (Bus) and M1 motorway 1 hour to Sydney, 45min to Newcastle

Take advantage of the village facilities, these include:

• Pet Friendly on approval

• Large solar heated swimming pool with UV sunshade and deck chairs

• Tennis court and separate badminton court

• 3 Rink Bowling Green

• BBQs with sheltered seating

• Park and garden areas

• Incoming and outgoing boom gates

• Key locked letterboxes and outgoing post box

• Village Bus & Weekday shopping trips

• Community Hall

• Social Club activities

• Huge Books, Games & Video Library

• Games room, tearoom

• Pool table and Darts & Recreation Barn

• Storage areas for residents’ caravans, trailers, and boats

• Golf Courses are at Toukley

• Wyong Hospital is 15 minutes.

Call Diana Systermans for a private inspection 0497 712 837

Listing description written by Diana Systermans, Dotcom Property Sales — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Courtyard
  • Deck
  • Floorboards
  • Gas Heating
  • Living Areas: 1
  • Outdoor Entertaining
  • In-Ground Pool
  • Reverse Cycle Aircon
  • Secure Parking
  • Shed
  • Study
  • Tennis Court

Also look at

Also for sale in Lake Munmorah

  • U42, 51 Kamilaroo Ave, Lake Munmorah NSW 2259

    1-bed house. Asking $275K.

    For sale
  • 46/51 Kamilaroo, Lake Munmorah NSW 2259

    2-bed retirement. Asking $420K.

    For sale
  • 96/51 Kamilaroo Ave, Lake Munmorah NSW 2259

    2-bed retirement. Currently listed.

    For sale
  • 30 Kamilaroo Ave, Lake Munmorah NSW 2259

    0-bed house for sale. Currently listed.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.