Home › AUS › Greater Sydney › Wyong › Lake Munmorah
Greater Sydney / Wyong
$630
Median rent / wk
Period ending Mar 2026
+13.3%
Rent growth / yr
Period ending Mar 2026
5,165
People
17 Jul 2026
+1.6%
Growth since 2021
Census
18
For sale now
indexed listings
Data sourcesABSDFFH Rental ReportACARARefreshed July 2026
ABS QuickStats SAL12262How we calculate this
How figures are calculatedFigures are extracted from the sources listed here at the observation date shown, and displayed unchanged. Rank bars use the profile's score out of 10 where one exists. Missing values are shown as unavailable — never estimated or back-filled.
Suburb (SAL) analysis
This analysis uses Suburb (SAL) boundaries, which can differ from Statistical Areas (SA2) even when they share the same name. SAL 12262.
5,165
People
est. as @ 17 Jul 2026
2021 Census | 5,084 people
5.71 km²
Land area
904.6 /km²
Density
4.9%
Unemployment
8 /yr
Resi approvals
Situated 82 kilometers north-northeast of the Sydney CBD, the suburb of Lake Munmorah is a peaceful residential enclave renowned for its picturesque coastal landscapes, serene waterways, and extensive outdoor activities. Nestled near pristine beaches, national parks, and tranquil lakes, the area is highly valued for its boating, fishing, and walking trails, offering a relaxed lifestyle comparable to neighboring Mannering Park. The demographic profile is characterized by a high proportion of retirees, older Australians, and couples without children. Residents generally present lower qualification levels and sit within the lower income quartiles. The local housing market is defined by a strong level of outright home ownership, a high concentration of detached houses, and constrained property supply. As of May 2026, the estimated resident population of the suburb of Lake Munmorah stands at approximately 5,165. This current figure, derived from annual SA2-level estimated resident population statistics and quarterly national address updates, represents minimal growth since the 2021 Census when a population of 5,084 was recorded. While overall population expansion remains subdued, the area is experiencing a notable demographic aging trend, highlighted by a significant and growing presence of residents in the 75 to 84 age bracket and an elevated proportion of individuals aged 85 and over. This aging profile aligns with strong industry projections for future services sector employment, even as the community maintains a quiet and stable growth trajectory.
Estimated residents are up from 5,084 at the 2021 Census — a change of 81 people, or 1.6%.
Districts View
Infrastructure pipeline
8 major projects are tracked in and around Lake Munmorah, and infrastructure activity ranks in the 72nd percentile nationally.
Employment outlook
Industry-weighted employment growth of 6.5% is forecast over the next five years based on the local industry mix.
Below-average resident incomes
Lake Munmorah ranks in the 22nd percentile nationally for income (score 2.2/10).
Lower household incomes can constrain rent growth and buyer depth, and increase sensitivity to interest-rate and cost-of-living pressure.
Below-average amenity provision
Lake Munmorah ranks in the 12th percentile nationally for amenities (score 1.2/10).
Thin local amenity can cap price premiums relative to better-serviced neighbouring suburbs.
Lower education outcomes
Lake Munmorah ranks in the 21st percentile nationally for education (score 2.1/10).
School quality and attainment influence family demand, a key driver of long-term owner-occupier depth.
Districts' reading of national rankings, Census change and the tracked project pipeline for Lake Munmorah. Each line cites its evidence; this is interpretation, not advice. The Investment Report PDF is the long form of this thesis.
Sales activity
Data to 17 Jul 2026No market glance has been ingested for this suburb yet. Recorded sales below come from Districts property records where indexed.
Residential supply
Data to 17 Jul 2026Districts view
The level of residential development activity in Lake Munmorah is very low in comparison to the average area assessed nationally by Districts
Detail
Analysis of statistical building approvals from the ABS reveals that the suburb of Lake Munmorah has recorded an average of roughly 8 new home approvals each year, totaling 41 residences approved during the past 5 financial years (between FY-21 and FY-25) and 50 so far in FY-26. Amid population decline, this construction volume suggests housing supply is meeting regional demands, presenting buyers with reasonable options, while new homes carry an average estimated value of $221,000—below the regional average—which highlights more affordable options for home buyers. Furthermore, commercial approvals reached $290,000 this financial year, pointing to the area's predominantly residential character.
Compared with Greater Sydney, building activity in the suburb of Lake Munmorah is notably subdued, falling 63.0% below the regional per capita average. This limited development pipeline typically helps sustain valuation levels and demand for established residential properties. The building rate is also lower than national benchmarks, indicating market maturity and potential regulatory or geographic limits on development. The breakdown of new residential projects is 83.0% detached houses and 17.0% medium and high-density formats, maintaining a low-density suburban profile focused on standalone dwellings suited for purchasers seeking space. The ratio of 2063 people in the community per single residential approval underscores a quiet building market.
Given that demographic forecasts indicate stable or contracting resident numbers, the suburb of Lake Munmorah is likely to experience reduced pressure on housing demand, which represents an advantage for prospective purchasers.
Districts' assessment of the Central Coast (NSW) LGA register has identified 32 substantial development applications lodged in Lake Munmorah over the past 5 years (26 in the last 12 months). Minor and ancillary works — single dwellings, outbuildings, signage and smaller residential developments — are excluded. Of these, 14 were approved (44%, or 100% of those decided) while 12 are under assessment. The most common application types are retail, childcare and mixed use.
32 applications in the profile extract.
Recent Development Approvals by Type
ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Latest FY Approvals | 5 | 32,923 | 185,138 |
| Current FY-to-Date Approvals | 50 | 31,721 | 184,871 |
| –Detached House Approvals | 5/84.0% | 11,042/41.8% | 89,436/61.9% |
| –Attached/Other Approvals | 1/16.0% | 15,378/58.2% | 55,043/38.1% |
| Average Annual Approvals | 8 | 34,917 | 188,882 |
| Total 5-Year Approvals | 41 | 174,585 | 944,410 |
| Approvals per 1,000 People (2yr) | 0.5 | 5.4 | 6.5 |
| Approvals per 1,000 People (5yr) | 1.6 | 6.5 | 7.2 |
| Pop Growth per Approval (2yr) | 0.8 | 3.2 | 2.8 |
| Pop Growth per Approval (5yr) | -0.7 | 2 | 2.1 |
| Persons per Approval | 2,063 | 190 | 158 |
| Residential Value per Unit | 221 | 362 | 342 |
| Commercial Development Value | 290 | 20,118,298 | 105,080,908 |
| Development Drivers Ranking | 8 | 91 | 100 |
Project pipeline
Data to 17 Jul 2026Districts view
Lake Munmorah has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally
Detail
Local infrastructure projects, planning choices, and development works are key factors for neighborhood trajectories. Districts has identified 3 active projects within the vicinity expected to affect the suburb. Key developments include Crangan Bay Residential Estate, Lake Munmorah Recreation Facility, Lakes Ridge Residential Estate, and Darkinjung LALC & Landcom Housing Project, with specific details on the most relevant schemes provided below.
Sports & Recreation
ConstructionA $3.81 million project to create a significant active precinct including an inclusive regional-sized playspace, a district-level skatepark and pump track, an upgraded access road and carpark, and supporting recreational infrastructure.
Source 1 for Lake Munmorah Recreation Facility (opens in new tab)Source 2 for Lake Munmorah Recreation Facility (opens in new tab)
Residential Development
ApprovedA 283-lot residential subdivision on 27.2 hectares of land. The development has received consent and includes 3 hectares for conservation, restoration of a wetland, a local park, and walking/cycleways.
Source 1 for Lakes Ridge Residential Estate (opens in new tab)Source 2 for Lakes Ridge Residential Estate (opens in new tab)
Residential Development
ProposedA partnership between Darkinjung LALC and Landcom to develop a site at Lake Munmorah, with early investigations showing potential for approximately 380 new dwellings, including affordable housing. The project includes a planning proposal to rezone approximately 75 hectares of land for residential development with an estimated yield of 600 lots, and around 88 hectares for environmental conservation. Rezoning was completed in late 2022.
Source for Darkinjung LALC & Landcom Housing Project (opens in new tab)
Communities, Precincts & Urban Renewal
ProposedA master-planned housing community at Charmhaven on the NSW Central Coast, delivering up to 2,000 single-dwelling homes, 120 ha of protected environmental green space, a new school and business park.
Source for Charmhaven Master-Planned Housing Community (opens in new tab)
Communities
ConstructionA boutique residential land estate of 50 premium DA-approved home sites with lots ranging from 321sqm to 1039sqm at 18 Gosford Road, Wyee. Releases 1 and 2 are sold out with further lots now selling. Construction has commenced with land registration expected in late 2026. The project offers affordable land in a family-friendly growth corridor on the Central Coast experiencing significant investment.
8 projects tracked around Lake Munmorah (NSW), in the source's significance order. Stages and reference links are as published by the source.
On the market now
Data to 17 Jul 2026Price not recorded
Retirement · 2 bed
Listed 25 Dec 2025
$460,000–$500,000
Retirement · 3 bed
Listed 20 Aug 2026
$420,000
Retirement · 2 bed
Listed 10 June 2026
$500,000
Retirement · 3 bed
Listed 16 June 2026
$275,000
House · 1 bed
Listed 22 July 2026
$280,000–$300,000
Retirement · 2 bed
Listed 14 May 2026
$630,000–$690,000
Retirement · 2 bed
Listed 28 May 2026
$365,000
House · 2 bed
Listed 5 Aug 2026
$326,000
Unit · 2 bed
Listed 7 Apr 2026
Price not recorded
House For Sale · 0 bed · 696m² land
Listed 15 Dec 2023
Price not recorded
Retirement For Sale · 3 bed
Listed 26 Feb 2025
Price not recorded
House For Sale · 6 bed · 10,000m² land
Listed 9 June 2026
$750,000
House For Sale · 2 bed
Listed 24 June 2026
$875,000–$895,000
House For Sale · 3 bed · 556m² land
Listed 30 July 2026
Price not recorded
House For Sale · 3 bed · 796m² land
Listed 20 Aug 2026
$1,180,000–$1,240,000
House For Sale · 4 bed · 1,530m² land
Listed 25 Aug 2026
$800,000
House · 4 bed · 479m² land
Listed 26 Aug 2026
$760,000–$800,000
House · 3 bed
Listed 28 Aug 2026
From indexed listing events. Districts records what the listing publishes — asks and attributes are the agent's, not a valuation.
Properties
Data to 17 Jul 2026Source: Districts property records · 33 in 2026 · 172 recorded sales in total
Other indexed properties in Lake Munmorah with no sale record in Districts yet.
Nearby
Data to 17 Jul 2026| Suburb | Distance | People | Median | Growth | Sales |
|---|---|---|---|---|---|
| Lake Munmorah | — | 5,165 | — | — | — |
| Chain Valley Bay | 2.5 km | 2,824 | — | — | — |
| Halekulani | 3.6 km | 2,796 | — | — | — |
| Budgewoi | 4.7 km | 3,644 | — | — | — |
| Buff Point | 5.4 km | 3,752 | — | — | — |
| San Remo (NSW) | 5.5 km | 4,706 | — | — | — |
| Mannering Park | 5.6 km | 2,633 | — | — | — |
| Gwandalan | 6.1 km | 3,890 | — | — | — |
| Summerland Point | 6.3 km | 2,810 | — | — | — |
| Blue Haven | 6.8 km | 6,767 | — | — | — |
| Charmhaven | 7.7 km | 2,680 | — | — | — |
| Toukley | 8.1 km | 4,586 | — | — | — |
| Wyee | 8.2 km | 3,558 | — | — | — |
| Noraville | 8.5 km | 2,982 | — | — | — |
| Lake Haven | 8.7 km | 3,764 | — | — | — |
| Gorokan | 9.2 km | 8,924 | — | — | — |
| Woongarrah | 10.1 km | 6,666 | — | — | — |
| Bonnells Bay | 10.6 km | 4,259 | — | — | — |
| Kanwal | 10.8 km | 4,418 | — | — | — |
| Hamlyn Terrace | 11.4 km | 9,417 | — | — | — |
| Wyongah | 11.6 km | 2,093 | — | — | — |
| Caves Beach | 11.8 km | 3,984 | — | — | — |
| Morisset | 12.6 km | 4,738 | — | — | — |
Market columns show — where a nearby suburb has not been ingested yet.
Severely limited dwelling supply
Strong outright home ownership
High industry employment forecasts
Notable 75 to 84yo presence
Detached housing led
Elevated proportion 85 and over
Development approval activity in recent years well below historic averages
Population Growth
1.5
Density
5.0
Development Activity
0.8
Employment Drivers
3.3
Infrastructure Drivers
7.2
Education
2.1
Amenities
1.2
Transport & Access
Demographics
Data to 17 Jul 2026Districts view
Lake Munmorah is positioned among the lower quartile of areas assessed nationally for population growth based on Districts' assessment of recent, and medium term trends
Detail
According to the analysis of demographics compiled from ABS publications and recently validated addresses from Districts following the Census, the suburb of Lake Munmorah has a calculated population of approximately 5,165 as of May 2026. This representing a growth of 81 people (1.6%) relative to the 2021 Census, which registered 5,084 residents. The estimate is derived from the figure of 5,163 residents calculated by Districts based on ABS ERP statistics from June 2025 alongside 5 validated new addresses added after the Census date. This population count results in a density of 904 persons per square kilometer, which aligns closely with typical values observed across places evaluated by Districts. The 1.6% growth rate since the census places the area within 1.8 percentage points of the SA4 region (3.4%), reflecting competitive population trends. Population gains in the area were mainly driven by overseas migration, which made up about 75.0% of total expansion in recent periods.
Employment
Data to 17 Jul 2026Districts view
Employment conditions in Lake Munmorah remain below the national average according to Districts analysis
Detail
The workforce within the suburb of Lake Munmorah features a diverse blend of professional and manual roles, with notable representation in essential services, an unemployment rate of 4.9%, and an estimated job growth rate of 3.0% over the prior year, based on Districts statistical aggregations. As of March 2026, there are 2,191 employed residents, with the unemployment rate tracking 0.8% higher than the Greater Sydney average of 4.1%, while workforce participation is notably lower at 52.3% compared to 69.1% across the Sydney region. Census figures show a moderate 22.5% of working residents performed their duties from home, though this may reflect the influence of pandemic restrictions.
The primary employment sectors for local workers are health care & social assistance, construction, and retail trade. The workforce shows a strong concentration in the building trades, with an employment share that is times the regional level. Conversely, professional & technical roles are underrepresented at compared to the regional benchmark of . Local job opportunities appear relatively limited when comparing the total Census working population against resident workers.
Income
Data to 17 Jul 20262021 CensusDistricts view
Income figures position the area below 75% of locations analysed nationally by Districts
Detail
Tax data from the ATO compiled by Districts for the 2023 financial year indicates that personal earnings in the suburb of Lake Munmorah fall below national averages. Taxpayers here recorded a median income of $51,791 and an average income of $62,811, compared to Greater Sydney averages of $60,817 and $83,003 respectively. Adjusting for a Wage Price Index increase of 10.32% since the 2023 financial year, estimated current figures are approximately $57,136 for the median and $69,293 for the average as of March 2026. The 2021 Census placed household, family, and individual incomes in the suburb of Lake Munmorah between the 10th and 15th percentiles nationwide. The statistics show 30.0% of residents (1,549 individuals) earn between $400 - 799, whereas the metropolitan average has of earners in the - range. Financial pressures related to housing are significant, with only of income remaining after housing costs, placing the area in the th percentile.
Housing stock
Data to 17 Jul 20262021 CensusDistricts view
Lake Munmorah is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
Detail
Residential architecture in the suburb of Lake Munmorah at the time of the latest Census consisted of 96.6% detached houses and 3.3% alternative dwelling types like semi-detached properties, units, and other structures, compared to the Sydney metropolitan area split of 55.9% houses and 44.1% other dwellings. Furthermore, home ownership in the suburb of Lake Munmorah is notably higher than the metropolitan average at 51.3%, with mortgaged households representing 30.7% and rental properties making up 17.9%. Local median monthly mortgage payments were recorded at $1,733, and weekly rents averaged $380, compared to Sydney metropolitan averages of $2,427 and $470. By national standards, local mortgage costs sit below the Australian average of $1,863, whereas rental costs slightly exceed the national benchmark of $375.
Households
Data to 17 Jul 20262021 CensusDistricts view
Lake Munmorah features high concentrations of lone person households, with a lower-than-average median household size
Detail
Families represent the largest share of households at 66.8%, which includes couples with children at 21.8%, couples without children at 32.5%, and single parents at 11.7%. Non-family households account for 33.2% of the local area, consisting of single-person households at 30.6% and group housing setups at 2.7%. The typical household size of 2.3 individuals is smaller than the Greater Sydney average of 2.7.
Household Types (Census)
ABS / Districts
Education
Data to 17 Jul 20262021 CensusDistricts view
Lake Munmorah faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
Detail
Educational profiles indicate challenges within the suburb of Lake Munmorah, where university graduation rates of 12.5% are significantly lower than the Greater Sydney average of 38.0%. This highlights a clear need and opportunity for focused educational programs. Bachelor degrees account for the largest share of higher education at 9.6%, with postgraduate qualifications at 1.7% and graduate diplomas at 1.2%. Vocational and technical training is common, with 43.1% of residents aged 15+ holding a vocational qualification, including advanced diplomas at 9.4% and certificates at 33.7%.
A significant proportion of the population is enrolled in study, with of residents undertaking formal education. This includes of the community in primary school, in high school, and enrolled in higher education programs.
Amenities
Data to 17 Jul 2026Districts view
Amenity provision was found to be below the typical area assessed nationally by Districts, based on counts and proximity analysis
Supermarket
3.9km · score 9
Child Care
998m · score 45
GP
2.3km · score 26
Government Services
14km · score 9
Post Office
0km · score 0
Getting around
Data to 17 Jul 2026Districts view
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Detail
Analysis of transit options indicates there are 47 active bus stops operating in the suburb of Lake Munmorah. These stops service 57 routes, facilitating a total of 454 weekly passenger trips. Transport access is highly rated, with residents situated an average of 193 meters from the nearest stop. Given the residential nature of the suburb of Lake Munmorah, commuting outside the area is common, and private vehicles are the primary mode of travel for 97% of workers. Household vehicle ownership averages 1.3 cars per home. About 22.5% of working residents worked from home at the time of the 2021 Census, which may have been influenced by COVID-19 rules.
Transit services average 64 daily trips across all active routes, which represents approximately weekly trips per bus stop.
Healthcare
Data to 17 Jul 2026Data to 2024Districts view
Health performance in Lake Munmorah is well below average with a range of health conditions having marked impacts on both younger and older age cohorts
Detail
Health metrics point to notable challenges in the suburb of Lake Munmorah, as shown by Districts analysis of mortality rates and chronic health conditions across various age groups, while the rate of private health insurance coverage is relatively low at roughly 52% of the population (~2,674 people) relative to the Greater Sydney average of 59.9%.
Arthritis and mental health issues are the most frequent health concerns, affecting 14.1 and 10.1% of residents respectively. Conversely, 54.4% of the population reported no chronic conditions, compared to 74.6% across Greater Sydney. Health issues are relatively high among working-age residents, with elevated rates of chronic illness. Residents aged and over make up of the community ( people), compared to in Greater Sydney, and the health status of local seniors ranks similarly to the broader national population.
Ancestry & language
Data to 17 Jul 20262021 CensusDistricts view
Lake Munmorah is considerably less culturally diverse than average when assessed alongside Districts' national rankings for language and cultural background related metrics
Detail
The suburb of Lake Munmorah exhibits lower cultural diversity metrics, with Australian-born residents making up 88.1% of the population, citizens comprising 92.6%, and 96.8% speaking only English at home. Christianity is the dominant religion, practiced by 60.7% of the community, compared to 49.2% across Greater Sydney.
Regarding parent birthplaces, the largest ancestry groups in the suburb of Lake Munmorah are English at 33.6% (compared to a regional average of 19.0%), Australian at 31.9% (compared to 17.8% regionally), and Irish at 8.2%. Other notable demographic variances include Maltese ancestry at (equal to the regional rate of ), Australian Aboriginal ancestry at (compared to regionally), and Lebanese ancestry at (compared to regionally).
Age structure
Data to 17 Jul 20262021 CensusDistricts view
Lake Munmorah ranks among the oldest 10% of areas nationwide
Detail
The median age in the suburb of Lake Munmorah is 50 years, which is higher than the Greater Sydney average of 37 and the national average of 38. Compared to Greater Sydney, there is a higher proportion of residents in the 75 - 84 age range (14.1%) and fewer in the 25 - 34 bracket (9.2%). The concentration of residents aged 75 - 84 exceeds the national figure of 6.1%. Since the 2021 Census, the proportion of residents aged 75 to 84 has risen from 12.0% to 14.1%, while the cohort aged 85+ increased from 3.1% to 4.8%. Meanwhile, the 45 to age group declined from to , and the to cohort fell from to . Looking ahead to demographic shifts are expected to continue, with the group aged + projected to grow by (an increase of people), rising from to . Seniors aged and older are expected to constitute of the projected population growth, while the to and to cohorts are expected to decrease in size.
Child care
Data to 17 Jul 2026Districts view
Lake Munmorah was found to possess higher than average child care supply broadly for children under 5, with strong provision across both long day care and out of school hours care.
Detail
Lake Munmorah currently has an estimated 242 children under 5 years old, comprising approximately 139 children aged 0-2 and 92 children aged 3-4. This cohort declined by an estimated 1% since the previous census. while population forecasts indicate future decline, with an anticipated decrease of 20% by 2041 (to approximately 193 children). Meanwhile the 5-12 cohort currently amounts to 404. Birth rates in the area have averaged 8.4 per 1,000 residents over the latest two-year period, a moderate rate (among the bottom 30% of areas assessed nationally). This rate has slowed down slightly in recent years however.
4.2
Income
2.2
Age
9.1
Household Composition
3.1
Housing
4.9
Cultural Diversity
1.4
Health
1.1
Housing Cost
4.6
Rate Sensitivity
0.0
Sales Activity
3.6
Projections for the SA2 areas are based on 2024 ABS and Geoscience Australia releases using 2022 as the baseline, supplemented by 2022 NSW State Government SA2 projections with a 2021 baseline for uncovered zones. Future age cohort trends from 2032 to 2041 are also adjusted based on these files. Future demographic expectations indicate a minor contraction, with the suburb of Lake Munmorah projected to decrease by 3 persons by 2041. Conversely, growth is predicted within particular age cohorts, led by the cohort aged 85 and over, which is projected to grow by 234 people.
Annual Population Growth Rates (CAGR) by Period
ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Latest Population Est. | 5,165 | 5,672,907 | 27,798,796 |
| Growth Since Census | 1.6% | 8.4% | 9.3% |
| Population 2021 Census | 5,084 | 5,231,147 | 25,422,788 |
| Natural Increase | 25.0% | 19.0% | 20.0% |
| Overseas Migration | 75.0% | 81.0% | 80.0% |
| Interstate Migration | 0.0% | 0.0% | 0.0% |
| Population Forecast Growth (2041) | -0.1% | 22.9% | 19.8% |
| Persons per Square Kilometer | 904 | 458 | 3 |
Based on Districts reviews of SALM and ABS records, employment in the suburb of Lake Munmorah grew by 3.0% and the total labour force expanded by 3.6% during the year ending March 2026, leading to a rise in the unemployment rate of 0.6 percentage points. This performance differs from Greater Sydney, which recorded a 1.9% rise in employment, a 1.9% expansion of the workforce, and a marginal decline in unemployment. Longer-term employment prospects can be considered in light of national forecasts released by Jobs and Skills Australia in May-25. These five and ten-year projections have been applied to the local workforce structure to model potential employment trends. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, the rates of change vary by industry. Mapping these projections to the local industry mix indicates that employment for residents of the suburb of Lake Munmorah could rise by 6.5% over five years and 13.5% over ten years.
Employment Change (Persons)
DEWR / ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Total Employment | 2,191 | 3,082,656 | 14,651,372 |
| –Health Care & Social Assistance | 17.8% | 14.1% | 15.2% |
| –Construction | 15.3% | 8.6% | 9.3% |
| –Retail Trade | 12.0% | 9.3% | 9.5% |
| Labour Force | 2,304 | 3,215,386 | 15,298,546 |
| Participation Rate | 52.3% | 69.1% | 67.2% |
| Working from Home | 22.5% | 45.2% | 23.9% |
| Unemployment | 4.9% | 4.1% | 4.2% |
| 1Yr Emp. Growth | 3.0% | 1.9% | 1.5% |
| 5Yr Emp. Growth Forecast | 6.5% | 6.9% | 6.5% |
| Employment Drivers Ranking | 33 | 79 | 100 |
Latest Annual Income Estimate
ATO / ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Median Annual Income Est. | 57,136 | 67,093 | 63,034 |
| Average Annual Income Est. | 69,293 | 91,569 | 81,013 |
| ATO Median Taxable Income | 51,791 | 60,817 | 57,137 |
| ATO Average Taxable Income | 62,811 | 83,003 | 73,435 |
| Median Household Income | 1,155 | 2,077 | 1,746 |
| –$0 to 399 | 134 (6.1%) | 121,103 (6.1%) | 638,312 (6.3%) |
| –$400 to 799 | 661 (30.0%) | 254,117 (12.8%) | 1,671,771 (16.5%) |
| –$800 to 1,499 | 544 (24.7%) | 359,337 (18.1%) | 2,158,104 (21.3%) |
| –$1,500 to 2,999 | 614 (27.9%) | 613,454 (30.9%) | 3,201,695 (31.6%) |
| –$3,000 to 3,999 | 154 (7.0%) | 246,176 (12.4%) | 1,114,514 (11.0%) |
| –$4,000+ | 95 (4.3%) | 389,116 (19.6%) | 1,357,681 (13.4%) |
| Median Family Income | 1,579 | 2,374 | 2,120 |
| –$0 to 399 | 41 (2.8%) | 51,836 (3.6%) | 236,192 (3.3%) |
| –$400 to 799 | 288 (19.6%) | 125,269 (8.7%) | 758,676 (10.6%) |
| –$800 to 1,499 | 382 (26.0%) | 247,659 (17.2%) | 1,474,408 (20.6%) |
| –$1,500 to 2,999 | 532 (36.2%) | 480,919 (33.4%) | 2,562,321 (35.8%) |
| –$3,000 to 3,999 | 146 (9.9%) | 210,222 (14.6%) | 973,396 (13.6%) |
| –$4,000+ | 82 (5.6%) | 323,973 (22.5%) | 1,145,171 (16.0%) |
| Median Personal Income | 625 | 881 | 805 |
| –$0 to 399 | 1,483 (28.7%) | 1,483,335 (26.1%) | 7,303,780 (26.3%) |
| –$400 to 799 | 1,668 (32.3%) | 1,166,286 (20.6%) | 6,526,191 (23.5%) |
| –$800 to 1,499 | 1,281 (24.8%) | 1,398,411 (24.7%) | 7,137,153 (25.7%) |
| –$1,500 to 2,999 | 656 (12.7%) | 1,194,594 (21.1%) | 5,359,808 (19.3%) |
| –$3,000 to 3,499 | 36 (0.7%) | 141,540 (2.5%) | 527,649 (1.9%) |
| –$3,500+ | 41 (0.8%) | 288,741 (5.1%) | 944,215 (3.4%) |
| –Low Income (<$800/wk) | 36.1% | 18.9% | 22.8% |
| –High Income (>$3,000/wk) | 11.3% | 32.0% | 24.4% |
| Largest Income Group | $400 - 799 | $1,500 - 2,999 | $1,500 - 2,999 |
| Household Disposable Income | 4,179 | 7,412 | 6,376 |
| SEIFA Score | 2.9 | 6.8 | 5.6 |
Lake Munmorah at a glance
Source: ABS 2021 Census
Rents today
$630/wk
DFFH median rent
Period ending Mar 2026
+13.3%
DFFH rent movement, 1 yr
Rents are rising
The DFFH median weekly rent rose 13.3% year on year to $630/wk (Period ending Mar 2026).
The 2021 Census recorded a median rent of $380/wk — an older point-in-time figure, kept separate from current medians.
RTBA rental bond lodgements are not in this extract. Rents above are report medians, not bond data.
Housing Tenure (Census)
ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Total Dwellings (Census) | 2,164 | 1,828,858 | 9,275,218 |
| –Owned Outright | 51.3% | 28.7% | 32.1% |
| –Owned with Mortgage | 30.7% | 34.4% | 36.2% |
| –Rented | 17.9% | 37.0% | 31.7% |
| –Detached Houses | 96.6% | 55.9% | 72.5% |
| –Semi-Detached | 1.9% | 12.8% | 12.6% |
| –Apartments | 1.2% | 30.8% | 14.3% |
| –Other Dwellings | 0.2% | 0.5% | 0.6% |
| –Median Monthly Mortgage | 1,733 | 2,427 | 1,863 |
| –Median Weekly Rent | 380 | 470 | 375 |
| –$0-149/wk | 2.3% | 5.3% | 7.3% |
| –$150-349/wk | 34.9% | 16.1% | 33.4% |
| –$350-649/wk | 61.7% | 59.2% | 50.9% |
| –$650-949/wk | 1.0% | 14.9% | 6.6% |
| –>$950/wk | 0.0% | 4.5% | 1.8% |
| –Aggregate Housing Cost | 826 | 1,588 | 1,189 |
| –Mortgage / Income | 34.6% | 27.0% | 24.6% |
| –Rent / Income | 32.9% | 22.6% | 21.5% |
| –Persons per Bedroom | 0.7 | 0.9 | 0.8 |
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Current Household Est. | 2,202 | 1,983,303 | 10,142,077 |
| Median Household Size | 2.3 | 2.7 | 2.5 |
| Total Households (Census) | 2,167 | 1,828,859 | 9,275,217 |
| –Lone Person Households | 30.6% | 23.2% | 25.6% |
| –Group Households | 2.7% | 4.2% | 3.9% |
| –Other Households | 0.1% | 0.0% | 0.0% |
| –Family Households | 66.8% | 72.6% | 70.5% |
| –Couple with Children | 21.8% | 36.0% | 31.4% |
| –Couple No Children | 32.5% | 24.4% | 26.8% |
| –One Parent Family | 11.7% | 10.9% | 11.1% |
| –Avg Children per Family | 1.9 | 1.5 | 1.6 |
| Currently Married | 46.2% | 48.3% | 46.5% |
| Never Married | 29.3% | 36.4% | 36.5% |
Qualification Attainment by Type - Residents Aged 15+ (Census)
ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| University Qualifications | 12.5% | 38.0% | 30.4% |
| –Bachelor Degree | 9.6% | 24.9% | 20.0% |
| –Postgraduate Degree | 1.7% | 10.7% | 7.6% |
| –Advanced Diploma | 9.4% | 11.0% | 10.8% |
| –Certificate | 33.7% | 16.8% | 22.0% |
| No Tertiary Qualifications | 44.4% | 34.2% | 36.8% |
| Number of Schools | 5 | 1,733 | 11,054 |
| Total School Attendance | 2,084 | 832,137 | 4,176,099 |
| ICSEA Score | 975 | 1,049 | 1,001 |
| Education Drivers Ranking | 21 | 85 | 100 |
Schools detail
| # | School name | Type | Places | ICSEA | Distance (km) |
|---|---|---|---|---|---|
| 1 | Lake Munmorah Public School | Primary | 396 | 956 | 0.68 |
| 2 | Lake Munmorah High School | Secondary | 651 | 931 | 0.70 |
| 3 | EOC Broken Bay - Lake Munmorah | Primary | n.a | n.a | 0.79 |
| 4 | St Brendan's Catholic Primary School | Primary | 432 | 1011 | 0.81 |
| 5 | St Brigid's Catholic College | Secondary | 605 | 1002 | 0.87 |
Showing 1 to 5 of 5 results
Parcel Locker
0km · score 0
Dentist
5.4km · score 6
Hospital
11km · score 18
Shopping Centre
7.7km · score 6
Banks
6.0km · score 20
Pharmacy
2.4km · score 29
Fitness Centre
9.0km · score 4
Schools
1.1km · score 49
Transport Servicing
GTFS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Transport Stops | 47 | 36,898 | 171,981 |
| Routes | 57 | 4,764 | 12,966 |
| Weekly Trips | 454 | 379,269 | 1,140,068 |
| Avg Dist. Between Stops (m) | 104 | 85 | 235 |
| Avg Dist. to Local Pop. (m) | 193 | 162 | 7,586 |
| Population per Stop | 110 | 153 | 161 |
| Population per Trip | 11.4 | 14.9 | 24.3 |
| Population per Route | 90 | 1,184 | 2,136 |
| Public Transport Access Ranking | 42 | 97 | 100 |
| Vehicles per Dwelling | 1.3 | 1.2 | 1.4 |
| Work from Home | 22.5% | 45.2% | 23.9% |
| Single Mode Commute | 76.8% | 52.3% | 73.8% |
| Two Mode | 0.7% | 2.2% | 1.9% |
| Three+ Mode | 0.0% | 0.3% | 0.3% |
| –Car | 96.6% | 75.8% | 84.1% |
| –Train | 0.7% | 11.1% | 4.9% |
| –Bus | 0.3% | 5.0% | 3.6% |
| –Walk | 1.6% | 4.7% | 3.7% |
| –Cycle | 0.0% | 0.8% | 1.0% |
| –Ferry | 0.0% | 0.1% | 0.1% |
| –Tram/Light Rail | 0.0% | 0.2% | 0.5% |
| –Other | 0.5% | 1.2% | 1.1% |
Private Health Insurance Coverage
ATO / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Private Health Cover Rate | 51.8% | 59.9% | 55.7% |
| Need for Assistance | 8.5% | 5.2% | 5.8% |
| Zero L/T Health Conditions | 54.4% | 74.6% | 69.8% |
| One Long Term Condition | 26.9% | 18.0% | 20.5% |
| Two Long Term Conditions | 11.1% | 5.0% | 6.4% |
| 3+ Long Term Conditions | 7.6% | 2.4% | 3.3% |
| –Arthritis | 14.1% | 6.3% | 7.7% |
| –Asthma | 8.4% | 6.4% | 7.4% |
| –Cancer | 3.8% | 2.3% | 2.6% |
| –Dementia / Alzheimers | 0.8% | 0.6% | 0.7% |
| –Diabetes | 6.1% | 4.3% | 4.3% |
| –Heart Disease | 5.8% | 3.2% | 3.6% |
| –Kidney Disease | 1.3% | 0.7% | 0.8% |
| –Lung Condition | 3.3% | 1.1% | 1.6% |
| –Mental Health Issue | 10.1% | 6.2% | 8.0% |
| –Stroke | 1.7% | 0.7% | 0.8% |
| –Other Condition | 7.3% | 6.9% | 7.3% |
Place of Birth (Census)
ABS / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Born Overseas | 11.9% | 40.5% | 29.3% |
| Born in Australia | 88.1% | 59.5% | 70.7% |
| Australian Citizens | 92.6% | 80.8% | 83.8% |
| Speak English Only | 96.8% | 60.5% | 76.4% |
| Speak Other Language | 3.2% | 39.5% | 23.6% |
| Indigenous Population | 3.8% | 1.3% | 2.2% |
| Largest Ethnic Group | English | English | English |
| Main Religion | Christianity | Christianity | Christianity |
| –Buddhism | 0.5% | 4.1% | 2.6% |
| –Christianity | 60.7% | 49.2% | 47.5% |
| –Hinduism | 0.1% | 5.2% | 2.9% |
| –Islam | 0.6% | 6.8% | 3.5% |
| –Judaism | 0.0% | 0.8% | 0.4% |
| –Other | 0.1% | 1.4% | 1.4% |
| –No Religion | 38.0% | 32.5% | 41.6% |
Age Distribution
ABS / Geoscience Australia / State Govts / Districts
| Metrici | Lake Munmorah | ||
|---|---|---|---|
| Median Age | 50 | 37 | 38 |
| Largest Age Group | 55 to 64 | 25 to 34 | 25 to 34 |
| Children (0-14) | 14.9% | 17.5% | 17.5% |
| Working Age (15-64) | 51.9% | 67.1% | 64.7% |
| Seniors (65+) | 33.3% | 15.5% | 17.8% |
| Age Distribution Variance | 13.0% | 21.0% | 16.0% |
| Dependency Ratio | 93.0% | 49.0% | 55.0% |
| Fastest Growing Age Group | 85+ | 85+ | 85+ |
Lake Munmorah contains 3 Long Day Care centres (169 places) and 2 OSHC facilities (110 places), with overall provision relative to the local child population appearing favorable compared to national benchmarks, and above the Greater Sydney average. With no preschool/kindergarten services observed in the area, only long day care, the ratio of children per place for the under 5 age group is 1.4 - placing the area among the top 30% nationally for supply per child. Projected population decline of 20.2% in the under 5 age group between now and 2041 suggests a reduction in demand for childcare services. Other factors relevant to demand worth noting are lower female labour force participation of 46.0%, as well as lower than average income performance.
In assessing child care markets local school supply is a particularly important factor, given school-run convenience, and enrolment vs child care place analysis can provide useful insight into capacity both for parents seeking child care options and child care operators assessing opportunities in an area. The catchment sees a level of school enrolment relative to population of 40.3 per 100 residents with 2,084 enrolments across primary and secondary institutions. This notably elevated rate of school supply suggests many students travel to the area from beyond the immediate surrounds, typically amplifying local childcare demand given school-run proximity. As expected, the level of school places per child care place (LDC+PSK) is also higher than average. Out of school hours child care provision is similarly strong, with 110 places serving the 5-12 cohort. Assessment shows low level of commercial activity in the area and assessment of local working populations which suggest many of the local population commute elsewhere for work with nearby services potentially taking some pressure off local child care centres.
2 school catchments intersect Lake Munmorah (note; school catchment data provided for public schools only), in which a combined 1,065 children aged under 5 reside, served by 488 LDC and preschool places. The overall demand-to-supply ratio across these catchments is 2.2 children per place, with moderate variance in this ratio.
Children per LDC Place by Geographic Level
ACECQA / ABS / GNAF / Geoscience Australia / State Govts / Districts