Tumut (NSW)

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According to evaluations of ABS population adjustments for the wider region alongside new addresses confirmed by Districts after the Census, the estimated population of the suburb of Tumut stands at approximately 6,565 in May 2026. This represents a contraction of 48 people (0.7%) from the 2021 Census, which documented a population of 6,613 people. This shift is deduced from a resident population of 6,555, calculated by Districts using the most recent ABS ERP statistics (June 2025) and an extra 131 validated new addresses since the Census. Such a population size results in a density of 222 persons per square kilometer, offering ample room per resident and potential capacity for future growth. Over the last ten years, the suburb of Tumut has shown steady growth trends with a 0.3% compound annual growth rate, which is faster than the SA3 region. Population gains in the locality were chiefly supported by overseas migration, which served as virtually the sole driver of growth in recent times.

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The suburb of Tumut has a balanced labor force consisting of both white-collar and industrial workers, with a strong presence in manufacturing and production, and an unemployment rate of only 3.8%, according to Districts' compilation of local statistical area data. In March 2026, 2,961 residents were employed, while the jobless rate was 0.3% below the Regional NSW level of 4.1%, and labor force participation was slightly lower than typical (57.2% compared to 60.6% in Regional NSW). Census details indicate that a modest 5.7% of residents worked from home, though the influence of pandemic restrictions should be kept in mind.

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Based on Districts' compilation of the most recent postcode level ATO statistics published for financial year 2023, the suburb of Tumut had a median taxpayer income of $51,769, while the average stood at $63,749. This is below the national average and compares to figures of $52,390 and $65,215 for Regional NSW. Factoring in Wage Price Index growth of 10.32% since financial year 2023, current projections would be roughly $57,112 (median) and $70,328 (average) as of March 2026. From the 2021 Census, household, family, and individual incomes in the suburb of Tumut all rank between the 16th and 20th percentiles nationwide. The statistics indicate that the $1,500 - 2,999 range is the most common, accounting for 28.8% of residents (1,890 people), mirroring trends in the wider region where are in this bracket. After accounting for housing costs, of income is retained, though this sits at only the th percentile nationwide.

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Residential structures in the suburb of Tumut, as recorded in the most recent Census, consisted of 85.6% houses and 14.3% other home types (semi-detached properties, apartments, and alternative housing), compared to 82.6% houses and 17.4% other home types in Regional NSW. Meanwhile, home ownership rates in the suburb of Tumut were slightly behind the Regional NSW level at 37.6%, with the remaining properties being purchased with a mortgage (29.5%) or occupied by renters (32.8%). The median monthly mortgage payment in the locality was far below the Regional NSW median at $1,300, while the median weekly rental cost was recorded at $245, compared to Regional NSW figures of $1,733 and $330. Nationwide, mortgage payments in the suburb of Tumut are notably below the Australian average of $1,863, and rent costs are significantly lower than the national figure of $375.

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Families make up the majority of households at 66.4%, consisting of 24.4% couples with children, 28.1% couples without children, and 13.0% single parent households. Non-family living arrangements account for the remaining 33.6%, with single-person households at 31.8% and group living situations representing 1.8% of the total. The median household occupancy of 2.3 individuals is slightly lower than the Regional NSW average of 2.4.

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The locality displays educational disparities, with university degree attainment (14.9%) sitting well below the NSW average of 32.2%. This presents a clear challenge as well as a chance for focused educational programs. Bachelor degrees are the most common at 11.0%, followed by graduate diplomas at 2.0% and postgraduate degrees at 1.9%. Vocational and technical qualifications are highly common, with 38.5% of residents aged 15+ holding trade credentials, consisting of advanced diplomas (7.9%) and certificates (30.6%).

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Analysis of transit options shows 144 public transport stops operating in the suburb of Tumut, comprising a selection of buses. These stops are served by 18 separate routes, providing a total of 151 passenger trips each week. Transport connection is classified as outstanding, with residents typically living 142 meters from their closest stop. As a major residential hub, the majority of workers travel out of the area, with private cars remaining the primary choice at 93%, while 5% of commuters walk. Average vehicle ownership sits at 1.3 per household, which is below the regional median. A small 5.7% of residents work from home, based on the 2021 Census, which may capture the effect of pandemic lockdowns.

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Health indicators show significant difficulties in the suburb of Tumut, based on Districts' evaluation of death rates and the presence of long-term illnesses, with common ailments showing a notable presence across both young and old cohorts, while the proportion of residents with private health insurance is just ahead of the average SA2 region at approximately 52% of the population (~3,424 people).

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The suburb of Tumut ranks below average for cultural variety, with citizens making up 88.9% of the population, 89.8% born locally in Australia, and 94.2% speaking only English at home. The predominant religion is Christianity, accounting for 66.1% of the population in the suburb of Tumut, compared to 55.9% throughout Regional NSW.

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With a median age of 42 years, the suburb of Tumut is close to the Regional NSW average of 43 years while being older than the Australian figure of 38 years. The demographic breakdown shows a high concentration of 25 - 34 year-olds (12.3%), whereas the 65 - 74 bracket is smaller (11.1%) than in Regional NSW. Since 2021, the 35 to 44 age cohort has increased from 11.3% to 12.5% of the population, and the 15 to 24 cohort rose from 10.9% to 12.0%. Meanwhile, the 55 to 64 group decreased from 13.1% to 11.7%. Population projections for 2041 point to major age shifts in the suburb of Tumut. The + bracket exhibits the highest anticipated increase at , adding residents to reach a total of . Conversely, population drops are anticipated in the to and to cohorts.

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Tumut currently has an estimated 387 children under 5 years old, comprising approximately 231 children aged 0-2 and 154 children aged 3-4. This cohort declined by an estimated 9% since the previous census. though population forecasts indicate future growth, with an anticipated increase of 12% by 2041 (to approximately 435 children). Meanwhile the 5-12 cohort currently amounts to 663. Birth rates in the area have averaged 9.7 per 1,000 residents over the latest two-year period, a moderate rate (within the middle tier nationally). This rate has slowed down slightly in recent years however.