Fern Bay at a glance
4,339
People
$1,122,500
Median sale
$884/wk
Median rent
4.10%
Suburb gross yield
Median sale from 38 recorded sales (last 12 months) — a Districts calculation.
$1,350,000
Last sold
8 Dec 2025
5
Bedrooms
2
Bathrooms
2
Car spaces
612 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,350,000
8 Dec 2025 · derived via latest_sale
Local land rate: recorded House sales in Fern Bay (last 5 years) with land size have a median of $1,760/m² of land (n=111). Districts calculation from recorded sales — not a valuation.
Fern Bay at a glance
4,339
People
$1,122,500
Median sale
$884/wk
Median rent
4.10%
Suburb gross yield
Median sale from 38 recorded sales (last 12 months) — a Districts calculation.
Vs Fern Bay
+20.3%
Median sale
Suburb $1,122,500
-0.69 pp
Gross yield
Suburb 4.10%
Suburb median $1,122,500 from 38 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Port Stephens Local Environmental Plan 2013
Zone
Low Density Residential
R2
Jurisdiction
Port Stephens
Port Stephens, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 614 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $884/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 614 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 614 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 614 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fern Bay at a glance
4,339
People
$1,122,500
Median sale
$884/wk
Median rent
4.10%
Suburb gross yield
Median sale from 38 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White Newcastle | Lake MacquarieIf you've been searching for a home that offers luxury, lifestyle and exceptional craftsmanship, 12 Diuris Street, Fern Bay is the one you've been waiting for. A true cut above the rest, this stunning single-level residence has been lovingly maintained by its one and only owner and stands proudly as a showpiece within the highly sought-after Seaside Estate.
From the moment you enter the street, the home's striking façade, complemented by timber feature paneling, lush gardens and atmospheric garden lighting, signals that this is no ordinary property. Step through the wide timber and glass front door and you're immediately greeted by soaring high ceilings, a wide entrance hallway and an instant sense of space, light and calm.
Built by the highly reputable Coral Homes, this Noosa 279 design exudes a year-round holiday feel-your very own private oasis.
At the front of the home, a generous study or 5th bedroom offers versatility for those working from home or needing extra accommodation. Further along is the cosy front lounge/media room, ideal for movie nights or quiet family downtime.
The heart of the home opens into an expansive, sun-drenched open-plan kitchen, dining and second living space, framed by large windows and sliding glass doors. The designer kitchen features stone benchtops, quality appliances, an oversized island bench and an impressive walk-in butler's pantry with an additional sink and ample storage-perfect for entertainers and home chefs alike. This space features a striking gas log fireplace to keep you warm during the cooler months and comes complete with a wall mount tv above fire place (included).
A third living/rumpus room at the rear offers the ideal children's retreat or games room, with glass stacker doors that flow seamlessly onto the immaculate timber-decked alfresco area. Overlooking the beautifully landscaped backyard with its established tropical-style gardens, this is the perfect setting for BBQs, gatherings or quiet relaxation-evoking the ambience of tropical North Queensland resort living.
All bedrooms are generous in size and fitted with plush carpeting, while the luxurious master suite boasts a private ensuite with double stone-top vanity, walk-in robe plus an additional mirrored built-in robe. Direct access from the master bedroom to the alfresco deck creates a peaceful morning sanctuary.
Additional features include:
• Ducted air conditioning for year-round comfort
• 612sqm level block with ample room for a pool
• Side access ideal for a boat or caravan
• Solar & Bore Water
• Immaculate presentation inside and out
Located in the family-friendly Seaside Estate, you'll enjoy close proximity to Newcastle Airport (your convenient gateway for domestic and international travel), beautiful beaches, and Stockton Village-where a quick 5-minute ferry ride places you right in the heart of Newcastle CBD.
This home is truly something special-beautifully built, meticulously maintained and offering the ultimate coastal lifestyle.
Contact Mel Payne today, to experience first hand why 12 Diuris Street is the perfect place to call home.
• Rental Appraisal: $800 - $850 per week
Disclaimer: We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.
Listing description written by Mel Payne, Ray White Newcastle | Lake Macquarie — reproduced as published, not verified by Districts.
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