Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

QLD › Fernvale › Cottonwood Cres

13 Cottonwood Cres, Fernvale QLD 4306

For saleHouse for Sale

$829,000

For sale

Asking

4

Bedrooms

2

Bathrooms

4

Car spaces

616 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $829,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $829,000(Listing record · 10 Aug 2026)
  • FactLand 616 m²; no building size recorded.(Property record)
  • CalculationAsk is 6% below the Fernvale median recorded sale ($877,500, n=58, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Fernvale's advertised median rent ($567/wk), implied gross yield would be 3.56% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$829,000

Asking · $1,346/m² of land

No recorded sale for this property.

Fernvale at a glance

4,102

People

$877,500

Median sale

$567/wk

Median rent

3.36%

Suburb gross yield

Median sale from 58 recorded sales (last 12 months) — a Districts calculation.

See the full Fernvale report →

Vs Fernvale

-5.5%

Median sale

Suburb $877,500

+0.20 pp

Gross yield

Suburb 3.36%

Suburb median $877,500 from 58 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$829,000
Stamp Duty (Queensland)
$30,330
Transfer/Registration Fee
$3,274
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$866,304

$37,304 on top of the price (4.5% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Fernvale's advertised median rent — not a rent for this listing.

Net yield
2.06%
Annual cashflow (pre-tax)
$-26,059
Interest cover (DSCR)
0.40
Annual rent
$29,484
Operating expenses
$12,435
Loan amount
$663,200
Annual interest
$43,108
Gross yield
3.56%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$829,000available10 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $567/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Fernvale in one glance

Fernvale at a glance

4,102

People

$877,500

Median sale

$567/wk

Median rent

3.36%

Suburb gross yield

Median sale from 58 recorded sales (last 12 months) — a Districts calculation.

See the full Fernvale report →

Keep researching

  • Why Fernvale? Read the area thesis →
  • What else is on the market in Fernvale →
  • Other records on Cottonwood Cres →

Listing material

Listed by Ray White Waterford

Modern Family Living with Strong Investment Appeal

13 Cottonwood Crescent, Fernvale presents an exceptional opportunity to secure a modern family home in one of the Somerset Region's fastest-growing and most desirable communities. Built in 2013 and positioned on a generous 617sqm; allotment with an impressive floorplan, this beautifully designed four-bedroom residence delivers the perfect balance of space, comfort and low-maintenance living, offering an exceptional lifestyle for owner-occupiers while presenting an outstanding investment opportunity.

From the moment you arrive, the home impresses with its attractive street appeal, established landscaping and timeless neutral facade. Inside, a thoughtfully designed floorplan offers multiple living zones that cater effortlessly to modern family life. The spacious open-plan kitchen overlooks the dining and living areas, creating the true heart of the home where everyday living and entertaining come together effortlessly. Complete with quality appliances, generous bench space, excellent storage and a breakfast bar, the kitchen is perfectly positioned to remain connected to family and guests.

The master suite is privately positioned at the rear of the home and features a walk-in robe and well-appointed ensuite, creating a peaceful parents' retreat. Three additional bedrooms all include built-in wardrobes and are serviced by a spacious family bathroom complete with a separate shower and bathtub, providing practical accommodation for growing families, professionals or visiting guests.

Read the full description

A separate media room offers the flexibility of a second living area, children's retreat or home office, while the open-plan living and dining spaces flow seamlessly to the covered alfresco entertaining area. The fully fenced backyard provides the perfect balance of outdoor space without the maintenance burden, giving children and pets plenty of room to play while allowing you to spend more time relaxing and entertaining.

Additional features include split-system air conditioning, ceiling fans throughout, a double remote garage with internal access, a dedicated laundry with external access, contemporary neutral finishes and an easy-care landscaped yard designed for effortless living.

For investors, this is an outstanding opportunity. Currently leased at $650 per week, the property offers immediate rental income in a location experiencing consistently strong tenant demand.

Fernvale has become one of South East Queensland's most sought-after lifestyle communities, offering the perfect blend of country charm and everyday convenience. Residents enjoy easy access to Fernvale State School, childcare centres, supermarkets, cafes, medical facilities, sporting clubs and the renowned Fernvale Country Markets. The nearby Brisbane Valley Rail Trail and beautiful Lake Wivenhoe provide endless opportunities for cycling, boating, fishing, kayaking and outdoor recreation, while convenient access to Ipswich, Brisbane and surrounding regional centres makes commuting simple. With continued population growth and strong buyer demand, Fernvale continues to establish itself as one of the region's standout locations for families and investors alike.

Property Information

Built: 2013

Land Area: 617sqm

Current Rental Income: $650 per week

Council Rates: Approximately $1,406.92 bi-annually

Water Charges: Approximately $287.22 per quarter - plus applicable water consumption.

Combining contemporary design, generous proportions, quality finishes and an enviable lifestyle location, 13 Cottonwood Crescent is a home that will appeal to families, professionals and investors alike. Whether you're searching for your forever home or a quality investment with immediate income and long-term growth potential, this impressive residence delivers outstanding value and is one not to be missed.

Listing description written by Lisa Knowles, Ray White Waterford — reproduced as published, not verified by Districts.

Also look at

Also for sale in Fernvale

  • 56 Titmarsh Circuit, Fernvale QLD 4306

    5-bed house. Currently listed.

    For sale
  • 48 Poole Rd, Fernvale QLD 4306

    4-bed house for sale. Currently listed.

    For sale
  • 7 Ivy Pl, Fernvale QLD 4306

    4-bed house for sale. Asking $949K.

    For sale
  • 8 Parkwood St, Fernvale QLD 4306

    3-bed house. Asking $779K.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.