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NSW › Holmesville › Charlotte St

14 Charlotte St, Holmesville NSW 2286

House

$760,000

Last sold

25 Aug 2023

3

Bedrooms

2

Bathrooms

4

Car spaces

809 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $760,000 (25 Aug 2023).(Recorded sale)
  • FactLand 809 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Holmesville (last 5 years) with land size: median $1,025/m² of land (n=49). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Low Density Residential (R2) under the Lake Macquarie Local Environmental Plan 2014.(NSW ePlanning Spatial Viewer · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$760,000

25 Aug 2023 · derived via latest_sale

Local land rate: recorded House sales in Holmesville (last 5 years) with land size have a median of $1,025/m² of land (n=49). Districts calculation from recorded sales — not a valuation.

Holmesville at a glance

1,544

People

$880,000

Median sale

$634/wk

Median rent

3.75%

Suburb gross yield

Median sale from 7 recorded sales (last 12 months) — a Districts calculation.

See the full Holmesville report →

Vs Holmesville

-13.6%

Median sale

Suburb $880,000

+0.59 pp

Gross yield

Suburb 3.75%

Suburb median $880,000 from 7 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Lake Macquarie Local Environmental Plan 2014

Zone

Low Density Residential

R2

Jurisdiction

Lake Macquarie

Lake Macquarie, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 98.5

Development activity

Data unavailable

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 100591565

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$760,00025 Aug 2023
  2. Listedprice unknowncompleted4 Aug 2023
  3. Listedprice unknowncompleted4 Aug 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 812 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $634/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 812 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential · R2 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 812 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 812 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Holmesville in one glance

Holmesville at a glance

1,544

People

$880,000

Median sale

$634/wk

Median rent

3.75%

Suburb gross yield

Median sale from 7 recorded sales (last 12 months) — a Districts calculation.

See the full Holmesville report →

Keep researching

  • Why Holmesville? Read the area thesis →
  • What else is on the market in Holmesville →
  • Other records on Charlotte St →

Listing material

Listed by River Realty Maitland

Convenient family living: A great neat & tidy home

For exclusive access to River Realty VIP properties please join http://bit.ly/RiverVIPs today, or SMS 'RiverVIPS' to 0428 166 755.

The Agent Loves

"We love that this neat and tidy home offers ample modern comforts, a fantastic studio space that offers versatility for a home office, guest stay or teenage retreat. With plenty of room for growing families, including a generous yard and saltwater pool, this solid family home has loads on offer"

Read the full description

The Location

Located in the family-friendly neighbourhood of Holmesville, 14 Charlotte Street, is perfectly situated just a quick 5-minute drive from the new Cameron Park Plaza, the local oval and skate park and other popular amenities. This fantastic location offers the convenience of Glendale Tafe close by as well as easy access to Stockland Glendale and ample local cafes and coffee spots.

Stockland Glendale - 12 min (7km)

Maitland CBD - 28 min (30km)

Newcastle CBD - 35 min (23km)

The Snapshot

Step inside this family-friendly home in the popular and convenient postcode of Holmesville. With its distinctive 1970s charm and timeless appeal, this property offers ample space for your creative vision to transform it into a remarkable family haven, first home or ideal investment opportunity. With generous living spaces, large heritage windows, versatile studio space and a saltwater in-ground pool - endless possibilities await in a home brimming with charm, space and opportunity.

The Home

Nestled in the heart of Holmesville, 14 Charlotte Street welcomes you with its 1970's weatherboard and tile charm. Pass through the front picket fence, and you'll discover established gardens, plenty of off-street parking and a property that exudes warmth, character and loads of potential for your family haven, first home or a fantastic investment opportunity.

Step inside and experience an abundance of natural light throughout the home as well as carpet flooring, vinyl flooring in the kitchen and dining and quality lighting throughout. The modern kitchen design boasts a large walk-in pantry, timber cabinetry, classic stainless steel appliances and gorgeous granite benchtops. While the breakfast seating invites relaxed mornings and casual meals amongst a busy family life. A generous lounge room with heritage windows, cosy carpet and a feature fireplace mantle create the perfect place to unwind and soak in the comfort of your new home.

The home offers three comfortable bedrooms, front bedrooms with heritage windows, built-in robes, and ceiling fans - providing plenty of space for a growing family. While a large main bathroom is ideally located in close proximity to all three bedrooms.

Stepping outside, the abundance of space and opportunity continues with an undercover alfresco entertaining area, complete with a built-in BBQ and range hood. While the spacious backyard is a playground of possibilities, offering a fantastic space for children to explore and play and an impressive saltwater pool creating a backyard where family memories are made.

As an added bonus, a versatile 5.3 x 5.9m studio awaits your creative vision. Whether you envision a home office, an art studio, a teenage retreat or a cozy guest space, this additional room is equipped with a built-in bar, kitchen sink and bathroom. As well as glass sliding doors that open onto the undercover 6 x 8m carport.

Located in a prime spot, this neat and tidy family home presents a golden opportunity for young families, first-time buyers, and those seeking to add their personal touch to this solid 1970's home.

SMS 14Char to 0428 166 755 for a link to the online property brochure.

Listing description written by Shantala Bemrose, River Realty Maitland — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Ensuites: 1
  • Pool

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.