Swansea at a glance
4,986
People
$1,165,400
Median sale
$602/wk
Median rent
2.69%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
NSW › Swansea › Charles St
$855,000
Last sold
24 Sept 2025
1
Bedrooms
1
Bathrooms
0
Car spaces
564 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$855,000
24 Sept 2025 · derived via latest_sale
Local land rate: recorded House sales in Swansea (last 5 years) with land size have a median of $1,746/m² of land (n=128). Districts calculation from recorded sales — not a valuation.
Swansea at a glance
4,986
People
$1,165,400
Median sale
$602/wk
Median rent
2.69%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
Vs Swansea
-26.6%
Median sale
Suburb $1,165,400
+0.97 pp
Gross yield
Suburb 2.69%
Suburb median $1,165,400 from 44 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Lake Macquarie Local Environmental Plan 2014
Zone
Medium Density Residential
R3
Jurisdiction
Lake Macquarie
Lake Macquarie, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 545 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $602/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 545 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 545 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Swansea at a glance
4,986
People
$1,165,400
Median sale
$602/wk
Median rent
2.69%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by SOLD Real EstateWonderfully hidden from the road, the privacy here is sublime, there's an almost no neighbours feel, and you can just imagine wandering out in your pjs on to your delicious deck and enjoying your morning coffee, blissfully bathed in warm winter sunshine and refreshed by cool summer breezes.
The outlook to established gardens is a treat on your eyes, with extreme privacy, fabulous shade and wonderful bird life the added joys.
A gorgeous custom rotunda is the perfect place to enjoy a shaded lunch or afternoon glass of wine.
French doors beckon you to come inside and what awaits you is nothing short of breath taking.
Picture soaring ceilings with a coastal affect textured ceiling, love the open style of living with lounge and dining flowing effortlessly off a heavily customised designed kitchen made for entertainers, with a well placed island bench and stunning double sink, with an out look to the magic backyard too.
Light filled and beautifully breezy in summer and wonderfully warm and sunny in winter, on the rare days the weather isn't playing nice, split system air kicks in.
The outdoors is invited indoors at every opportunity, so you always feel like you're part of whatever is happening outside, perfect for those who love the outdoors more than the indoors.
Originally a 2 bedroom cottage, our lovely owners chose to create a haven that was perfect for just them, opening up the entire property to create bigger open living and a stellar kitchen, along with a king size master suite, with lovely dressing room style walk in robe, and a genuine study, where they can work from home.
The bathroom was gutted and enlarged and is an outstanding and beautiful space you won't want to leave, with a hot and cold outdoor shower, it's perfect for after the beach, boating on the Lake, Channel and ocean, or after a soak in the hot tub, which may or may not be included with the sale.
The backyard like the gorgeous front yard, is fabulously private, and a great place to entertain family and frineds, with open and covered, relaxed and inviting outdoor living, complete with a servery off the man cave, which the owners have set up as an amazing home brewing station and indoor, outdoor kitchen.
There's additional storage and a fantastic driveway that lets you park all your toys off street and hidden away from the road.
The ideal get away or downsize, this home is for anyone who still loves life out on the water, the pleasure of their own little kingdom, who craves privacy, but doesnt want to look after a huge block or huge house anymore.
I'd live here and so would most of my team, if it's just you and your fur babies, and villa living appeals because of the price point and smaller size, but strata fees and lost privacy are like your biggest nightmare, then this is your dream buy.
A fantastic place to start out or slow down ...
• Cottage charm with timeless appeal, offering the feel of a holiday home or coastal retreat.
• Fully transformed inside & out, blending modern updates with the warmth of a cottage.
• Privately set with the sense of no neighbours, framed by easy-care landscaped gardens.
• Perfectly positioned between the lake and channel, with both waterways moments away.
• A true lifestyle home, the ideal place to return to after the beach, surf or fishing.
• Flat stroll to shops, cafés, pharmacy and conveniences, with everything close at hand.
• Front porch sets the scene for quiet mornings or relaxed afternoons outdoors.
• High ceilings throughout invite natural light and create a bright, welcoming feel.
• Renovated kitchen with farmhouse sink, gas cooktop, storage and island bench.
• Modern bathroom with skylight, full tiling, floating vanity and freestanding bath.
• Master bedroom with walk-in robe or nursery space and calming garden outlook.
• Outdoor entertaining with kitchen, ideal for hosting in any season or weather.
• Interiors filled with light and greenery, perfect for thriving indoor plants year-round.
• Timber floorboards throughout, enhancing cottage character and easy living.
• Workshop and extra storage, ideal for tools, toys, hobbies or the man cave.
• Wide side access for caravan, boat or trailer, keeping vehicles secure off-street.
• Plenty of off-street parking, providing flexibility for guests and extra vehicles.
• Air conditioning for year round comfort & solar panels for efficiency & lowering costs.
• Work-from-home office space, offering practicality, privacy and everyday ease.
• Low-maintenance gardens free up weekends to enjoy the beach, lake and lifestyle.
• Highly sought-after Swansea setting with both lake and ocean access nearby.
• Central location only 30 minutes to Newcastle and 90 minutes to Sydney.
• A rare coastal opportunity, blending charm, convenience and lifestyle in one.
Listing description written by Shanti Page, SOLD Real Estate — reproduced as published, not verified by Districts.
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