Swansea at a glance
4,986
People
$1,165,400
Median sale
$602/wk
Median rent
2.69%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
$1,215,000
Last sold
19 Dec 2025
2
Bedrooms
1
Bathrooms
0
Car spaces
696 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,215,000
19 Dec 2025 · derived via latest_sale
Local land rate: recorded House sales in Swansea (last 5 years) with land size have a median of $1,745/m² of land (n=128). Districts calculation from recorded sales — not a valuation.
Swansea at a glance
4,986
People
$1,165,400
Median sale
$602/wk
Median rent
2.69%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
Vs Swansea
+4.3%
Median sale
Suburb $1,165,400
-0.11 pp
Gross yield
Suburb 2.69%
Suburb median $1,165,400 from 44 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Lake Macquarie Local Environmental Plan 2014
Zone
Medium Density Residential
R3
Jurisdiction
Lake Macquarie
Lake Macquarie, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 699 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $602/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 699 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 699 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 699 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Swansea at a glance
4,986
People
$1,165,400
Median sale
$602/wk
Median rent
2.69%
Suburb gross yield
Median sale from 44 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by SOLD Real EstateA lakeside cottage restored with soul, surrounded by lovingly landscaped grounds and gardens, and sunshine in a quiet pocket of Swansea.
Some homes feel like they've been waiting for you.
Gentle, calm, filled with light, and wrapped in a sense of nostalgia you can feel the moment you step onto the path.
A flat walk of mere seconds places you right on the shores of Lake Macquarie, with its foreshore path, jetty, boat ramp and shimmering blue water forming part of your daily routine.
And the cottage itself… it is something special.
Lovingly restored from front to back, the home pays tribute to its old world charm with beautiful nostalgic detail: high ceilings, soft textures, vintage-inspired pendant lightings, restored timber character, and a warmth that feels both familiar and deeply comforting.
Nothing has been rushed. Nothing overlooked. Every room feels like a page from a storybook.
The covered front porch sets the tone immediately, shaded, private, breezy, and perfect for slow mornings and soft afternoon light.
The living room welcomes you with the glow of natural light across the fireplace, and charming cottage textures that make the entire space feel inviting no matter the season.
Flowing from the living room, the kitchen sits at the heart of the home, a true country-style space with a long island bench, timber cabinetry, generous storage, and a beautiful freestanding Smeg oven.
It's both practical and soulful, the kind of kitchen where everyone naturally gathers.
Continue through and you discover the second living and dining room, a sunlit room with garden outlook with wide French doors spilling out onto the timber deck and lush backyard.
The connection between indoors and outdoors is effortless, with every window capturing greenery, sunlight and a sense of complete privacy.
The bedrooms echo the same feeling of calm, each beautifully styled with plush carpeting and timeless finishes.
The bathroom is immaculate, featuring a wide vanity, frameless shower, and a soothing palette that is relaxing and serene.
And then… the backyard.
It is without question one of this home's greatest gifts. North-facing, beautifully landscaped, private, layered, and full of established greenery.
A stunning timber deck overlooks it all, framed by hedges, seasonal plantings and soft natural mulch. The garden shed, replicating the charming cottage, completes the picture.
Picture perfect location with the lake at the end of the street, the grassy foreshore beckons you to head out for a walk or run with the dog or grab a footy or a kite to have an afternoon of fun with the kids by the water.
There's trees to climb, cubby houses to build and when they're old enough there's kayak and canoe adventures to kick off almost from your front door step.
The foreshore scene is pretty as a picture, with little boats moored sweetly just off the shoreline and lovely shade trees providing welcome shelter on hot summer days.
Spend weekends or holidays on the water with boat ramp just moments away.
Located on the flat, Swansea is an idyllic location for retirees and young families, with so much to see and do outdoors, with no nasty hills to climb.
Smack bang between the largest saltwater lake in the entire southern hemisphere and one of the most beautiful channel entrances in NSW, just 1 hour north of Hornsby and 30 minutes south of Newcastle, this is paradise found, with every shop and service you need day to day just minutes away at Swansea and with your choice of boat ramps and leafy reserves and foreshore to explore, with great beaches like Blacksmiths and Caves Beach just a hop, skip and a jump away!
• Footsteps from the lake's edge with foreshore, jetty and boat ramp moments away
• Positioned in one of Swansea's quietest, most tightly held and peaceful streets
• Charming old-world cottage beautifully restored with thoughtful, timeless character
• Lovely covered front porch capturing breezes & offering a calm morning or afternoon
• Sunlit second living and dining room opening through French doors to the garden deck
• North-facing backyard enjoying cool summer breezes, winter sunshine & leafy privacy
• Lush landscaped gardens mirroring the home's tasteful & character-filled interior style
• Elegant main living room featuring gas fireplace, timber detail and a calming cottage feel
• Country-style kitchen with timber cabinetry, island bench & freestanding Smeg cooker
• Spacious and inviting bedrooms with plush carpets and classic cottage windows
• Stylish bathroom with floating vanity, walk-in shower, feature tiles and soft natural light
• Immaculate presentation throughout with absolutely nothing left to do but move in
• Lake at the end of the street with grassy foreshore ideal for walks and dog runs
• Boat ramp moments away making lake outings simple, easy and part of everyday living
• Flat, easy-walking neighbourhood perfect for retirees, young families, prams & bikes
• One hour north of Hornsby and thirty minutes south of Newcastle for superb convenience
• Minutes to Swansea's shops, cafés, schools & services with everything close & accessible
• Short drive to Blacksmiths and Caves Beach for swimming, surfing and long summer days
Listing description written by Shanti Page, SOLD Real Estate — reproduced as published, not verified by Districts.
Also look at