Fern Bay at a glance
4,339
People
$1,122,500
Median sale
$884/wk
Median rent
4.10%
Suburb gross yield
Median sale from 38 recorded sales (last 12 months) — a Districts calculation.
$1,300,000
Last sold
6 May 2026
6
Bedrooms
3
Bathrooms
2
Car spaces
652 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,300,000
6 May 2026 · derived via latest_sale
Local land rate: recorded House sales in Fern Bay (last 5 years) with land size have a median of $1,759/m² of land (n=110). Districts calculation from recorded sales — not a valuation.
Fern Bay at a glance
4,339
People
$1,122,500
Median sale
$884/wk
Median rent
4.10%
Suburb gross yield
Median sale from 38 recorded sales (last 12 months) — a Districts calculation.
Vs Fern Bay
+15.8%
Median sale
Suburb $1,122,500
-0.56 pp
Gross yield
Suburb 4.10%
Suburb median $1,122,500 from 38 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Port Stephens Local Environmental Plan 2013
Zone
Low Density Residential
R2
Jurisdiction
Port Stephens
Port Stephens, NSW
Not detected
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 30 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 654 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $884/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 654 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
4 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Port Stephens Local Environmental Plan 2013). Official parcel area about 654 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 654 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
KnownmediumNo development applications were returned for this parcel. That is not a statement about nearby lots.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fern Bay at a glance
4,339
People
$1,122,500
Median sale
$884/wk
Median rent
4.10%
Suburb gross yield
Median sale from 38 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White Newcastle | Lake MacquarieOpportunities like this are few and far between. Positioned in the highly sought-after Seaside Village Estate, 17 & 17A Jabiru Drive, Fern Bay presents a unique chance to secure two dwellings on one title - an ideal solution for savvy investors, SMSF buyers, or those seeking multi-generational living with additional income potential.
Set on a prominent corner 652sqm block at the intersection of Jabiru Drive and Water Street, this versatile property offers both space and flexibility in a thriving coastal community.
17 Jabiru Drive - Spacious Family Home (Currently leased at $720/week)
Accessed via Water Street, this well-maintained two-storey residence is designed for comfortable family living:
• Four generously sized bedrooms, all located upstairs
• Master bedroom complete with private ensuite
• Central main bathroom with separate bath and shower
• Light-filled open plan living and dining area flowing from the kitchen
• Tidy kitchen with breakfast bar - perfect for casual meals
• Large laundry with additional bench and cupboard space, ideal as a butler's pantry
• Upstairs landing - perfect as a kids' retreat or second living area
• Linen cupboard for added storage
• Internal access to double garage
• Fully fenced grassed side yard - ideal for children and outdoor enjoyment
17A Jabiru Drive - Self-Contained Villa (Currently leased at $500/week)
Perfect as a secondary income stream, downsizer option, or accommodation for extended family:
• Single-level, low-maintenance design
• Two carpeted bedrooms
• Functional kitchen with gas cooktop
• Open plan living and dining area
• Split system air conditioning for year-round comfort
• Bathroom with separate bath and shower
• Private, fenced backyard suitable for kids and pets
Location Highlights
• Directly opposite Banksia Park featuring BBQ facilities and a skate ramp
• Walking distance to Milestones Early Learning Centre
• Easy access to 4WD beach and sand dune adventures
• Just minutes to Stockton Village with a quick 5-minute ferry ride to Newcastle CBD
• Less than 10km to Newcastle Airport
• Future growth assured with a new shopping centre on its way including Woolworths nearby
• Investment Appeal
With a strong combined rental return of $1,220 per week, this property represents outstanding value in one of Fern Bay's most popular and fast-growing areas.
Whether you're looking to expand your portfolio, secure a dual-income asset, or accommodate extended family while maintaining privacy, this is an opportunity not to be missed.
Contact Mel Payne today and discover the potential of this exceptional dual-dwelling property.
Disclaimer: We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.
Listing description written by Mel Payne, Ray White Newcastle | Lake Macquarie — reproduced as published, not verified by Districts.
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