Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Warners Bay › Plumridge Cl

21 Plumridge Cl, Warners Bay NSW 2282

For saleHouse

$4,600,000–$5,060,000

For sale

Asking range

6

Bedrooms

4

Bathrooms

7

Car spaces

7,972 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $4,600,000–$5,060,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $4,600,000–$5,060,000(Listing record · 10 Aug 2026)
  • FactLand 7,972 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Warners Bay (last 5 years) with land size: median $1,776/m² of land (n=77). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 300% above the Warners Bay median recorded sale ($1,150,000, n=49, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Warners Bay's advertised median rent ($703/wk), implied gross yield would be 0.79% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$4,600,000–$5,060,000

Asking range · $577/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Warners Bay (last 5 years) with land size have a median of $1,776/m² of land (n=77). Districts calculation from recorded sales — not a valuation.

Warners Bay at a glance

8,486

People

$1,150,000

Median sale

$703/wk

Median rent

3.18%

Suburb gross yield

Median sale from 49 recorded sales (last 12 months) — a Districts calculation.

See the full Warners Bay report →

Vs Warners Bay

+300.0%

Median sale

Suburb $1,150,000

-2.39 pp

Gross yield

Suburb 3.18%

Suburb median $1,150,000 from 49 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$4,600,000
Stamp Duty (New South Wales)
$248,197
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$4,852,064

$252,064 on top of the price (5.5% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Warners Bay's advertised median rent — not a rent for this listing.

Net yield
-0.71%
Annual cashflow (pre-tax)
$-271,644
Interest cover (DSCR)
-0.14
Annual rent
$36,556
Operating expenses
$69,000
Loan amount
$3,680,000
Annual interest
$239,200
Gross yield
0.79%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$4,600,000–$5,060,000available10 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $703/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 0.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Warners Bay in one glance

Warners Bay at a glance

8,486

People

$1,150,000

Median sale

$703/wk

Median rent

3.18%

Suburb gross yield

Median sale from 49 recorded sales (last 12 months) — a Districts calculation.

See the full Warners Bay report →

Keep researching

  • Why Warners Bay? Read the area thesis →
  • What else is on the market in Warners Bay →
  • Other records on Plumridge Cl →

Listing material

Listed by MOVABLE Newcastle & Stockton

Your Next Move.

Hidden away at the end of a private road on almost two secluded acres (7,972sqm), this remarkable family estate delivers a level of privacy on a scale few properties can match. Elevated above a lush leafy backdrop with sweeping views, it feels wonderfully removed from the outside world, where birdsong is your daily soundtrack and everyday life slows to a gentler pace. Yet the lake foreshore is only 2km away and Newcastle's CBD is little more than 20 minutes from home.

Behind electric gates find a residence inspired by the warmth and timeless character of the Tuscan countryside. Terracotta tones, elegant columns, manicured gardens and a series of sun-drenched courtyards create an unforgettable first impression, while a spectacular resort-style pool and entertaining pavilion form the centrepiece of outdoor living. Oriented to the northeast, it's a space made for Christmas lunches, milestone celebrations, lazy afternoons by the pool and weekends spent with family and friends.

Designed as two interconnected pavilions, the home offers exceptional flexibility for large, blended or multi-generational families. A self-contained one-bedroom apartment with its own kitchenette and bathroom provides complete independence for elderly parents, adult children, guests or a home business. The main residence unfolds around grand formal living and dining spaces before opening to an expansive open plan family zone where everyone naturally comes together. Four bedrooms occupy their own private wing, including an oversized parents' retreat with sitting area, ensuite and balcony, while an additional upper-level living space with a fourth bathroom and lake views offers endless possibilities as a games room, home office, teenage retreat or guest accommodation.

Read the full description

Completing the picture are two separate garages accommodating seven vehicles, an enormous motor court and additional parking for boats, caravans, trailers and work vehicles. With boating, fishing, kayaking and paddleboarding on Lake Macquarie just three minutes away, this is a property where privacy, space and an exceptional family lifestyle come together in a way few homes can offer.

- Substantial two storey family home with multiple living areas and up to six bedrooms

- Internally accessed triple garage with fully equipped gym, separate 4-bay shed

- Separate outhouse building with wine cellar

- Ducted a/c plus split systems, two gas fireplaces

- John Hunter Hospital – 8.7km, Belmont Hospital – 9.2km, UoN – 13.2km

Listing description written by Louise Vico, MOVABLE Newcastle & Stockton — reproduced as published, not verified by Districts.

Also look at

Also for sale in Warners Bay

  • U20, 48 Fairfax Rd, Warners Bay NSW 2282

    2-bed villa. Currently listed.

    For sale
  • 4 Yuruga St, Warners Bay NSW 2282

    5-bed house. Asking $2.05M–$2.26M.

    For sale
  • U4, 47 Yorston St, Warners Bay NSW 2282

    2-bed townhouse. Asking $830K–$860K.

    For sale
  • U313, 2 Howard St, Warners Bay NSW 2282

    2-bed apartment. Asking $750K–$800K.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.