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NSW › Swansea › Channel St

3 Channel St, Swansea NSW 2281

House

$3,080,000

Last sold

14 Feb 2026

4

Bedrooms

3

Bathrooms

6

Car spaces

1,108 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $3,080,000 (14 Feb 2026).(Recorded sale)
  • FactLand 1,108 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Swansea (last 5 years) with land size: median $1,745/m² of land (n=128). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$3,080,000

14 Feb 2026 · derived via latest_sale

Local land rate: recorded House sales in Swansea (last 5 years) with land size have a median of $1,745/m² of land (n=128). Districts calculation from recorded sales — not a valuation.

Swansea at a glance

4,986

People

$1,165,400

Median sale

$602/wk

Median rent

2.69%

Suburb gross yield

Median sale from 44 recorded sales (last 12 months) — a Districts calculation.

See the full Swansea report →

Vs Swansea

+164.3%

Median sale

Suburb $1,165,400

-1.67 pp

Gross yield

Suburb 2.69%

Suburb median $1,165,400 from 44 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$3,080,00014 Feb 2026
  2. Listedprice unknowncompleted1 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $602/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Swansea in one glance

Swansea at a glance

4,986

People

$1,165,400

Median sale

$602/wk

Median rent

2.69%

Suburb gross yield

Median sale from 44 recorded sales (last 12 months) — a Districts calculation.

See the full Swansea report →

Keep researching

  • Why Swansea? Read the area thesis →
  • What else is on the market in Swansea →
  • Other records on Channel St →

Listing material

Listed by Ènvoque Property

SOLD UNDER THE HAMMER

Auction - On Site

Saturday, 14th of February 2026 at 11:00am - Valentine's Day

Begin 2026 not with compromise, but with clarity.

Read the full description

Not just a new address, but a new way of living. Slower mornings, fuller days, and a life shaped by water, light, and freedom.

Imagine waking as the sun spills gently across Swansea Channel. Coffee in hand, barefoot on the verandah, watching boats drift past as the world quietly stirs. Afternoons dissolve into swims, fishing lines cast without urgency, and long lunches that stretch into golden evenings. At 3 Channel Street, Swansea, the view isn't scenery, it's your everyday backdrop. A rhythm you fall into without trying. A lifestyle you don't question.

Set on a rare and expansive 1,108sqm dual-access parcel directly opposite the pristine waters of Swansea Channel, this is Lake Macquarie living at its most effortless and evocative. Held within a tightly held enclave of just 36 residences, this is one of the area's most recognisable waterfront outlooks where homes are rarely released, quietly admired, and deeply remembered.

This is a property for those who buy with instinct, not spreadsheets. Whether it becomes your permanent coastal escape, a generational family retreat, or a future-forward lifestyle hold, it adapts as life evolves. Rare rear lane access, double gates and an existing shed open up exceptional flexibility; space for boats, jet skis, caravans, or simply room to breathe. Extend, enhance, add a pool or outdoor pavilion (STCA). Drive straight into the yard and let functionality meet freedom. This is land that works with you, not against you.

Upstairs, the home has been designed to honour its setting. Natural light floods the open-plan living zone as expansive windows frame uninterrupted Channel views, a daily reminder that you've chosen well. The Caesarstone kitchen, complete with stainless steel appliances, generous bench space and abundant storage, sits at the heart of the home, inviting long lunches, sunset dinners, and effortless entertaining without formality.

The master suite opens directly onto the front verandah, where mornings begin with salt air, soft light, and the quiet confidence that you're exactly where you're meant to be. Downstairs, a flexible near self-contained level offers three additional bedrooms, a modern bathroom, and a spacious rumpus, ideal for extended family, guests, or teenagers carving out their own independence.

Life here is guided by simple, deeply satisfying pleasures.

A spontaneous swim before breakfast.

Casting a line across the road.

Launching the boat minutes from home.

This is lifestyle living in Lake Macquarie where beach living, water living, and coastal city living blend seamlessly, offering the freedom so many dream of when they talk about exiting the Sydney chaos.

Outside, the scale of the land invites possibility. Space to store, space to play, space to host family and friends for years to come. Large coastal parcels with this level of access, outlook, and lifestyle appeal are becoming increasingly rare, and increasingly desired by buyers who know exactly what they want.

Positioned within easy walking distance to Swansea RSL, cafés, shops and public boat ramps, and approximately 90 minutes from Sydney, this is coastal living without isolation, connection without congestion.

Some homes offer space.

Some offer views.

Very few offer a feeling that stays with you long after you leave.

3 Channel Street, Swansea. A lifestyle statement, a waterfront rhythm, and a future you step into without hesitation.

Presented by Andrew McGrath, Kelly Rosser and Amy Veasey of Envoque Property, specialists in lifestyle real estate and curated coastal living across Lake Macquarie.

Not just real estate.

Not just a home.

This is the life you've been picturing.

Key Features:

• Water views across Swansea Channel with uninterrupted outlook

• Four bedrooms plus flexible rumpus | Three and a half bathrooms

• Double garage with additional off-street parking and existing shed

• Expansive 1,108sqm (approx.) level block with rare dual street access and rear lane

• Ideal for boat, caravan, jet ski or trailer storage

• Light-filled open-plan upper living capturing coastal breezes and natural light

• Polished timber floors enhancing warmth and coastal character

• Caesarstone kitchen with stainless steel appliances, generous bench space and storage

• Master suite with spa ensuite, built-in robes and direct verandah access

• Front verandah overlooking the Channel, ideal for sunrise coffees and sunset drinks

• Flexible lower-level accommodation with separate entry ideal for guests, teenagers or extended family

• Lower-level rumpus, additional bathroom and multi-purpose living space

• Outdoor shower and separate toilet, perfect after beach, boating or fishing

• Rear yard access via double gates

• Scope to extend, add a pool or further enhance (STCA)

• Walking distance to Swansea RSL, cafés, local shops and public boat ramps

• Minutes to surf beaches, lake foreshore and coastal walking tracks

• Ideal lifestyle property for boating, fishing, swimming and water-based living

• Sought-after coastal address within Lake Macquarie, one of NSW's most desirable lifestyle regions

• Approximately 90 minutes from Sydney, ideal for permanent living or weekend escape

• Exceptional lifestyle opportunity combining land, outlook and long-term potential

Comparable Sales - Channel Street, Swansea

• 53 Channel Street, Swansea

- Land size approximately 412 sqm

- Sold for $1,850,000 in 2025

• 5 Channel Street, Swansea (knock-down)

- Land size approximately 1,069 sqm

- Sold for $2,560,000 in 2023

Listing description written by Kelly Rosser, Ènvoque Property — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
  • Toilets: 4

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.