Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

SA › Port Lincoln › Oxford Tce

37 Oxford Tce, Port Lincoln SA 5606

For saleHouse for Sale

$1,050,000–$1,100,000

For sale

Asking range

5

Bedrooms

3

Bathrooms

0

Car spaces

960 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,050,000–$1,100,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,050,000–$1,100,000(Listing record · 12 Aug 2026)
  • CalculationLand 960 m² against a 170 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 96% above the Port Lincoln median recorded sale ($536,000, n=99, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Port Lincoln's advertised median rent ($450/wk), implied gross yield would be 2.23% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,050,000–$1,100,000

Asking range · $1,094/m² of land

No recorded sale for this property.

Port Lincoln at a glance

15,262

People

$536,000

Median sale

$450/wk

Median rent

4.37%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Port Lincoln report →

Vs Port Lincoln

+95.9%

Median sale

Suburb $536,000

-2.14 pp

Gross yield

Suburb 4.37%

Suburb median $536,000 from 99 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,050,000
Stamp Duty (South Australia)
$51,580
Transfer/Registration Fee
$10,853
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,116,133

$66,133 on top of the price (6.3% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Port Lincoln's advertised median rent — not a rent for this listing.

Net yield
0.73%
Annual cashflow (pre-tax)
$-46,950
Interest cover (DSCR)
0.14
Annual rent
$23,400
Operating expenses
$15,750
Loan amount
$840,000
Annual interest
$54,600
Gross yield
2.23%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,050,000–$1,100,000available12 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $450/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Port Lincoln in one glance

Port Lincoln at a glance

15,262

People

$536,000

Median sale

$450/wk

Median rent

4.37%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Port Lincoln report →

Keep researching

  • Why Port Lincoln? Read the area thesis →
  • What else is on the market in Port Lincoln →
  • Other records on Oxford Tce →

Listing material

Listed by exp Australia SA

Character, Versatility & Views – With a Luxury Detached Studio

Full of character, beautifully elevated and offering a level of versatility rarely found in a traditional family home, 37 Oxford Terrace, Port Lincoln is a property designed to adapt to changing lifestyles.

Far from a standard “cookie-cutter” four-bedroom home, this residence has warmth, substance and personality. High ceilings, solid construction and an abundance of natural light create an immediate feeling of space, while multiple living zones and flexible room configurations allow the home to be used in several different ways.

The property has previously been utilised as a four-bedroom, two-bathroom residence, making it equally suited to families, couples wanting additional space, those working from home, or buyers looking for separation between living areas.

Read the full description

Over the past 18 months, the current owners have invested significantly in the property, undertaking substantial improvements designed not only to enhance its presentation, but also its longevity. These works include a new roof, full insulation, underpinning, complete repainting, a new crossover, additional double-car parking and refreshed front landscaping.

One of the home's standout features is its elevated position and expansive three-sided verandah. The north-facing aspect captures beautiful morning light and offers protection from Port Lincoln's prevailing southerly breezes, creating a wonderfully sheltered environment both inside and out.

The front verandah is the perfect place for a morning coffee as the sun rises, while by night the elevated position provides an impressive outlook across the lights of Port Lincoln.

The outdoor areas continue the home's relaxed lifestyle appeal, with established gardens, a protected rear yard and a generous deck providing an ideal space for entertaining, relaxing or enjoying time with family and friends.

A Studio That Opens Up Even More Possibilities

Adding another dimension to the property is a fully detached luxury studio, complete with its own kitchenette, bathroom, private yard and direct street access.

Completely separate from the main residence, the studio provides enormous flexibility. It could be ideal for extended family, older children, guests, a private workspace or those looking to explore accommodation opportunities associated with Port Lincoln's strong tourism market, subject to any necessary approvals.

The ability for studio occupants to come and go independently without entering the main residence makes this an especially appealing addition.

A Lifestyle Location

Positioned within easy reach of the Port Lincoln CBD, foreshore, schools, cafés and everyday amenities, the location has been a major part of what the current owners have enjoyed about living here. Children can walk to and from school, while the beach and town centre are close enough for an easy morning walk, coffee or stroll with the dog.

37 Oxford Terrace is a home that offers far more than its bedroom and bathroom count suggests.

With character, elevation, substantial recent improvements, multiple living options and a completely detached studio, this is a property capable of changing with its owners for many years to come.

Whether you're searching for a distinctive family home, additional independent accommodation, room for extended family or simply a property with personality and flexibility, this is one that deserves to be experienced in person.

Contact James Stacy today to arrange your private inspection and secure your slice of paradise in Port Lincoln

PL Realty Pty Ltd RLA 344039

eXp Australia RLA 300185

Listing description written by James Stacy, exp Australia SA — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 2
  • Toilets: 3

Also look at

Also for sale in Port Lincoln

  • 5 Lake View Ave, Port Lincoln SA 5606

    3-bed house for sale. Asking $700K.

    For sale
  • 2 Southwater Dr, Port Lincoln SA 5606

    4-bed house for sale. Asking $945K–$965K.

    For sale
  • 1/15 Torrens St, Port Lincoln SA 5606

    1-bed house. Asking $425K–$450K.

    For sale
  • 20 Boston St, Port Lincoln SA 5606

    5-bed house for sale. Asking $597K–$653K.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.