Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Fern Bay › Norfolk St

38 Norfolk St, Fern Bay NSW 2295

House

$955,000

Last sold

16 May 2025

4

Bedrooms

2

Bathrooms

2

Car spaces

510 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $955,000 (16 May 2025).(Recorded sale)
  • FactLand 510 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Fern Bay (last 5 years) with land size: median $1,759/m² of land (n=110). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$955,000

16 May 2025 · derived via latest_sale

Local land rate: recorded House sales in Fern Bay (last 5 years) with land size have a median of $1,759/m² of land (n=110). Districts calculation from recorded sales — not a valuation.

Fern Bay at a glance

4,339

People

$1,122,500

Median sale

$884/wk

Median rent

4.10%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Fern Bay report →

Vs Fern Bay

-14.9%

Median sale

Suburb $1,122,500

+0.71 pp

Gross yield

Suburb 4.10%

Suburb median $1,122,500 from 38 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$955,00016 May 2025
  2. Listedprice unknowncompleted24 Mar 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $884/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Fern Bay in one glance

Fern Bay at a glance

4,339

People

$1,122,500

Median sale

$884/wk

Median rent

4.10%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Fern Bay report →

Keep researching

  • Why Fern Bay? Read the area thesis →
  • What else is on the market in Fern Bay →
  • Other records on Norfolk St →

Listing material

Listed by Presence Real Estate

Modern comfort in a family-friendly seaside community

Positioned in the family-friendly Seaside Estate, this solid brick and tile home offers a welcoming retreat just moments from the beach. Designed for families in mind, it delivers a practical layout, modern comforts, and plenty of space for growing families.

Step inside to an open-plan living and dining area that feels instantly inviting with large windows and sliding doors providing ample natural light, while the seamless connection to the covered alfresco makes entertaining effortless. The kitchen is designed to keep up with busy households offering plenty of island bench space, walk-in pantry and a breakfast bar that invites casual meals and conversation - all positioned overlooking the main living area.

Four well-sized bedrooms provide comfortable accommodation, each with built-in robes. The master retreat is set privately at the front of the home, featuring a walk-in robe and ensuite, while the remaining bedrooms share a main bathroom with a separate bath and shower. A second living space, currently a home theatre allows for extra room to move - ideal for movie nights.

Read the full description

A double garage with internal access provides secure parking while ducted air and the low-maintenance yard means less time on upkeep and more time enjoying the seaside lifestyle, whether that's exploring nearby walking tracks, heading to the park with the kids or relaxing at home.

Seaside Estate is a sought-after location known for its family-friendly community with playgrounds, cycle paths and an on-site childcare centre just moments away. With the Newcastle CBD only a 20-minute drive by car or a 5-minute ferry ride from Stockton, you will also be positioned close to Fern Bay Public School and St Peter's Primary School.

- Contemporary kitchen with walk-in pantry & island bench

- Light-filled open-plan living and dining flowing to alfresco area

- Additional living area / rumpus room

- Four beds - master with WIR & ensuite, remainder with BIRs

- Two modern bathrooms including master ensuite

- Ducted air-conditioning throughout

- Covered outdoor area and easy-care backyard for entertaining

- Double garage, internal access & additional driveway parking

- Milestones Early Learning Centre & parks moments away

- Short drive to Newcastle CBD, airport and local schools

Outgoings:

Water rates: $820.95 approx per annum

Council rates: $1,980 approx per annum

Strata rates: $730 approx per annum

Disclaimer:

All information provided by Presence Real Estate in the promotion of a property for either sale or lease has been gathered from various third-party sources that we believe to be reliable. However, Presence Real Estate cannot guarantee its accuracy, and we accept no responsibility and disclaim all liability in respect of any errors, omissions, inaccuracies or misstatements in the information provided. Prospective purchasers and renters are advised to carry out their own investigations and rely on their own inquiries. All images, measurements, diagrams, renderings and data are indicative and for illustrative purposes only and are subject to change. The information provided by Presence Real Estate is general in nature and does not take into account the individual circumstances of the person or persons objective financial situation or needs.

Listing description written by Amanda Reid, Presence Real Estate — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating

Also look at

Also for sale in Fern Bay

  • 16 Uralla St, Fern Bay NSW 2295

    4-bed house for sale. Asking $1.15M–$1.25M.

    For sale
  • 17 Apple St, Fern Bay NSW 2295

    4-bed house for sale. Asking $1.1M–$1.2M.

    For sale
  • 9 Spinifex St, Fern Bay NSW 2295

    5-bed house for sale. Asking $1.53M–$1.6M.

    For sale
  • 5 Munmora Ave, Fern Bay NSW 2295

    4-bed house for sale. Asking $1.3M–$1.35M.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.