Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › Lavington › English Ave

432 English Ave, Lavington NSW 2641

For saleHouse for Sale

$699,000

For sale

Asking

3

Bedrooms

1

Bathrooms

4

Car spaces

771 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $699,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $699,000(Listing record · 22 July 2026)
  • FactLand 771 m²; no building size recorded.(Property record)
  • CalculationAsk is 8% above the Lavington median recorded sale ($650,000, n=83, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Lavington's advertised median rent ($450/wk), implied gross yield would be 3.35% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$699,000

Asking · $907/m² of land

No recorded sale for this property.

Lavington at a glance

13,399

People

$650,000

Median sale

$450/wk

Median rent

3.60%

Suburb gross yield

Median sale from 83 recorded sales (last 12 months) — a Districts calculation.

See the full Lavington report →

Vs Lavington

+7.5%

Median sale

Suburb $650,000

-0.25 pp

Gross yield

Suburb 3.60%

Suburb median $650,000 from 83 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$699,000
Stamp Duty (New South Wales)
$25,867
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$728,734

$29,734 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Lavington's advertised median rent — not a rent for this listing.

Net yield
1.85%
Annual cashflow (pre-tax)
$-23,433
Interest cover (DSCR)
0.36
Annual rent
$23,400
Operating expenses
$10,485
Loan amount
$559,200
Annual interest
$36,348
Gross yield
3.35%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$699,000available22 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $450/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Nearby

Nearby properties

  • 425 English Ave, Lavington NSW 2641
  • 422 Bownds St, Lavington NSW 2641
  • 461 Alldis Ave, Lavington NSW 2641
  • 5 Condon Pl, Lavington NSW 2641

Area

Lavington in one glance

Lavington at a glance

13,399

People

$650,000

Median sale

$450/wk

Median rent

3.60%

Suburb gross yield

Median sale from 83 recorded sales (last 12 months) — a Districts calculation.

See the full Lavington report →

Keep researching

  • Why Lavington? Read the area thesis →
  • What else is on the market in Lavington →
  • Other records on English Ave →

Listing material

Listed by Ray White Albury North

Entertain with Ease

Positioned in a quiet court on a generous 771m² allotment, this well-maintained residence delivers the perfect balance of space, comfort and functionality. Thoughtfully updated where it counts, while retaining timeless character through beautiful Murray pine floorboards, the home offers relaxed everyday living with exceptional outdoor appeal and a flexible floorplan designed to accommodate modern lifestyles.

Stepping inside, the home opens to a spacious lounge and dining area where natural light fills the open-plan design. Rich timber flooring creates warmth throughout, while a charming wood fire forms the centrepiece of the living space, complemented by a split system, ducted refrigerated heating and cooling, and ceiling fan for year-round comfort.

Flowing effortlessly from the living zone, the kitchen is both practical and inviting, equipped with electric cooking appliances, a dishwasher and generous storage, making meal preparation and entertaining equally enjoyable. French doors providing access to the yard are a striking feature.

Read the full description

Accommodation comprises three well-proportioned bedrooms, each complete with built-in wardrobes and ceiling fans. An updated central bathroom showcases contemporary finishes with a full-sized bath, separate shower and modern vanity.

Beyond the interiors, the backyard creates a private setting for entertaining and recreation. The inground swimming pool is surrounded by an expansive paved area, offering plenty of space to relax, entertain or enjoy the warmer months. Established gardens frame the enclosed yard, creating a peaceful outdoor environment with room to enjoy while remaining easy to maintain.

Vehicle accommodation is equally impressive, with a remote entry tandem carport large enough to accommodate three vehicles.

The powered workshop is an added extra, perfect as a hobby space, mancave or retreat.

Combining comfortable interiors, quality updates and impressive outdoor amenities, this is a home that offers immediate enjoyment with plenty of flexibility for years to come. Conveniently positioned close to schools, parks, shopping and everyday conveniences, it also presents an outstanding opportunity for the savvy investor, with an estimated rental return of $590 per week. Whether you're looking to move straight in or expand your investment portfolio, this quality Lavington property delivers on lifestyle, practicality and long-term appeal.

Disclaimer: All information regarding this property is from sources we believe to be accurate, however, we cannot guarantee its accuracy. Interested persons should make and rely on their own enquiries in relation to inclusions, figures, measurements, dimensions, layout, furniture and descriptions.

Listing description written by Andrea Lever, Ray White Albury North — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.