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NSW › Bolwarra Heights › Hilltop Cres

7 Hilltop Cres, Bolwarra Heights NSW 2320

For saleHouse

$980,000–$1,080,000

For sale

Asking range

$920,000

Last sold

17 Oct 2023

5

Bedrooms

2

Bathrooms

3

Car spaces

799 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $980,000–$1,080,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $980,000–$1,080,000(Listing record · 26 Mar 2026)
  • FactLand 799 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Bolwarra Heights (last 5 years) with land size: median $1,068/m² of land (n=101). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 1% below the Bolwarra Heights median recorded sale ($990,000, n=33, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Bolwarra Heights's advertised median rent ($676/wk), implied gross yield would be 3.59% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$980,000–$1,080,000

Asking range · $1,227/m² of land

Last recorded sale $920,000 (17 Oct 2023).

Local land rate: recorded House sales in Bolwarra Heights (last 5 years) with land size have a median of $1,068/m² of land (n=101). Districts calculation from recorded sales — not a valuation.

Bolwarra Heights at a glance

3,594

People

$990,000

Median sale

$676/wk

Median rent

3.55%

Suburb gross yield

Median sale from 33 recorded sales (last 12 months) — a Districts calculation.

See the full Bolwarra Heights report →

Vs Bolwarra Heights

-1.0%

Median sale

Suburb $990,000

+0.04 pp

Gross yield

Suburb 3.55%

Suburb median $990,000 from 33 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$980,000
Stamp Duty (New South Wales)
$38,512
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,022,379

$42,379 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Bolwarra Heights's advertised median rent — not a rent for this listing.

Net yield
2.09%
Annual cashflow (pre-tax)
$-30,508
Interest cover (DSCR)
0.40
Annual rent
$35,152
Operating expenses
$14,700
Loan amount
$784,000
Annual interest
$50,960
Gross yield
3.59%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

202320252026$920k$980k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$980,000–$1,080,000available26 Mar 2026
  2. Sold$920,00017 Oct 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $676/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Bolwarra Heights in one glance

Bolwarra Heights at a glance

3,594

People

$990,000

Median sale

$676/wk

Median rent

3.55%

Suburb gross yield

Median sale from 33 recorded sales (last 12 months) — a Districts calculation.

See the full Bolwarra Heights report →

Keep researching

  • Why Bolwarra Heights? Read the area thesis →
  • What else is on the market in Bolwarra Heights →
  • Other records on Hilltop Cres →

Listing material

Listed by The Agency Hunter Valley

Light-filled elegance meets effortless family living

This Spanish-inspired family residence, built in 2002, has been immaculately maintained and thoughtfully updated to deliver a stylish, move-in-ready lifestyle.

Positioned in a quiet cul-de-sac in sought-after Bolwarra Heights, the single-level home sits on an expansive 799sqm parcel of beautifully landscaped gardens, just moments from local parks, quality schools, and shopping amenities.

Recent enhancements complement the home's timeless appeal while a versatile and well-considered floorplan reveals an abundance of sunlit living and entertaining spaces, ideal for growing families.

Read the full description

- This quality 2002-built, Spanish-inspired family stunner has been immaculately maintained throughout

- Single-level, four-bed home enjoys peaceful cul-de-sac position in enviable Bolwarra Heights locale

- A generous 799sqm block offers room to grow with possibility to improve backyard with a pool (STCA)

- Notable street appeal of wide front lawns, gardens beds, cream rendered brick and terracotta roof

- Triple car garage with drive through access offers great vehicle storage and versatile convenience

- Third garage space currently configured as a private home office, which can be easily removed

- The versatile floorplan offers various sun-drenched living and entertaining spaces for adults and kids

- A cream and white colour scheme ensures timeless elegance and ready canvas to decorate as you wish

- Plush carpet, plantation shutters, sheer curtains, picture windows & ducted A/C are staples throughout

- Cleverly designed property has double doors dividing the front and rear of the home, for ultimate privacy

- Beyond entry foyer, you'll find a light filled rumpus room with media/home theatre room directly opposite

- The expansive master suite is privately situated at the front of the home, a true retreat for parents

- The master includes a calming colour palette, updated timber ceiling fan, and enviable walk-in robe

- Contemporary ensuite features black floor tiles, corner shower with detachable head & single vanity

- Across the way, a dedicated study offers a practical WFH solution, or easily turn into fifth bed/nursery

- Double hallway doors open to reveal more light-filled, elegant living, dining and entertaining areas

- Home chef's will value the extensive open-plan kitchen which overlooks the large dining & sitting area

- First-class corner kitchen features a breakfast bar, huge corner pantry & ample preparation space

- Quality appliances include Westinghouse dishwasher and wall oven, plus Electrolux induction cooktop

- Completing your choice of living areas is a sun-drenched relaxing family room with soft carpet underfoot

- Children's wing of the home features three further sizeable bedrooms ideal for a growing family

- Each bedroom features plush cream carpet, built-in robes, timber ceiling fans, and plantation shutters

- Main bathroom has a contemporary feel, with feature floor tiles, oversized shower and deep spa bath

- Fully fenced yard is lined with tall hedges for privacy, a grassed area for the kids or pets & garden shed

- Concrete patio, timber deck & designated firepit offer great outdoor entertaining options, plus BBQ area

- Convenient location minutes to local parks, sought-after schools, and 10 mins to shops & Maitland CBD

Council Rates $2,875pa

Water Rates $751pa

Disclaimer: All information herein has been sourced by parties we deem to be reliable; however, we cannot guarantee the accuracy of this information. Prospective purchasers are advised to carry out their own investigations to satisfy themselves of all aspects of such information including, but not limited to, any income, dimensions, areas, zoning and permits.

Listing description written by Charlie Lund, The Agency Hunter Valley — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Ensuites: 1
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
  • Shed
  • Study
  • Toilets: 2

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.