Kiama at a glance
8,203
People
$1,612,500
Median sale
$747/wk
Median rent
2.41%
Suburb gross yield
Median sale from 60 recorded sales (last 12 months) — a Districts calculation.
NSW › Kiama › Surfleet Pl
$990,000–$1,080,000
For sale
Asking range
3
Bedrooms
2
Bathrooms
2
Car spaces
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$990,000–$1,080,000
Asking range
No recorded sale for this property.
Kiama at a glance
8,203
People
$1,612,500
Median sale
$747/wk
Median rent
2.41%
Suburb gross yield
Median sale from 60 recorded sales (last 12 months) — a Districts calculation.
Vs Kiama
-38.6%
Median sale
Suburb $1,612,500
+1.51 pp
Gross yield
Suburb 2.41%
Suburb median $1,612,500 from 60 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$42,829 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Kiama's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $747/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Nearby
Area
Kiama at a glance
8,203
People
$1,612,500
Median sale
$747/wk
Median rent
2.41%
Suburb gross yield
Median sale from 60 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White KiamaPrivately positioned within the prestigious Ridgewaters complex, this beautifully appointed north facing ground-floor residence delivers an exceptional blend of luxury, space and low-maintenance living.
Designed with house-like proportions and seamless indoor-outdoor flow, this apartment has a villa feel with its generous open-plan living and dining spaces extending to an oversized north-facing alfresco terrace framed by an established native private garden with excellent sun throughout the day. The thoughtful single-level layout creates a sense of comfort and privacy rarely found in apartment living, while residents also enjoy access to beautifully maintained common area ideal for relaxed entertaining.
At the heart of the home, the designer kitchen features stone benchtops, premium Franke appliances, soft-close cabinetry and quality finishes throughout, while limed oak engineered timber flooring, multi zoned ducted Fujitsu air conditioning and sophisticated interiors enhance the home's contemporary coastal feel.
Accommodation includes three well-proportioned bedrooms, including a spacious master suite with built-in wardrobe and stylish ensuite. The additional bedrooms are equally inviting, offering flexibility for guests, hobbies or working from home which open out to the rear private terrace. An additional dedicated study flows off the living area.
Further enhancing the appeal is an oversized secure storage cage with workshop potential, two secure car spaces and outstanding resident amenities including EV charging facilities, multiple car wash bays, full-time on-site cleaning and maintenance services.
Offering the perfect balance of convenience, quality and lifestyle, this is an outstanding opportunity for downsizers, professionals or buyers seeking premium apartment living without compromise.
Property Features
• Spacious and secure single-level apartment
• North-facing aspect with beautiful morning and afternoon sun
• Oversized covered alfresco entertaining areas with electric outdoor blinds
• Private established native garden oasis
• Designer stone kitchen with premium Franke appliances
• Two secure car spaces plus oversized storage/workshop cage
• Fujitsu multi-zoned ducted air conditioning throughout
• Front and rear terraces allow for cross flow ventilation
• Onsite building manager (20 hours a week)
To register your interest or arrange an inspection, please contact Matthew Lay on 0448 440 609.
DISCLAIMER: Ray White Kiama has taken all care in preparing this information and uses its best endeavours to ensure that the information contained therein is true and accurate, however, accepts no responsibility in respect of any errors, inaccuracies, or misstatements contained herein. Ray White Kiama urges all clients to make their own enquiries to verify the information contained herein.
Listing description written by Matthew Lay, Ray White Kiama — reproduced as published, not verified by Districts.