Lugarno (NSW)

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Based on evaluation of ABS demographic updates for the surrounding region, alongside new address files verified by Districts since the Census, the resident count of Lugarno is calculated to be approximately 5,761 as of May 2026. This represents a decline of 108 people (1.8%) from the 2021 Census, which documented a population of 5,869 residents. This shift is derived from the resident population of 5,725, calculated by Districts using the latest ABS ERP release (June 2025) and a further 1 verified new addresses since the Census date. This size of population translates to a density of 2,149 persons per square kilometer, exceeding the typical ratio across Australian areas analyzed by Districts. Growth in the local population was mostly fueled by net overseas migration, which accounted for roughly 92.0% of all population increases over recent times.

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Lugarno features a highly qualified labor force with professional sectors showing strong representation, an unemployment rate sitting at only 3.0%, and an annual job growth rate of 1.7%, according to Districts' aggregated statistical area data. By March 2026, there are 3,355 employed residents, and the local unemployment rate is 1.1% lower than the Greater Sydney average of 4.1%, while participation in the workforce is relatively typical (71.7% in comparison to 69.1% in Greater Sydney). Census figures show a substantial 53.2% of workers performed their duties from home, although the influence of Covid-19 pandemic restrictions should be taken into account.

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Taxpayer income levels in Lugarno exceed the national average according to recent ATO statistics compiled by Districts for the financial year 2023. The median income among local taxpayers is $55,817, and the average income is $74,022, in contrast to Greater Sydney benchmarks of $60,817 and $83,003 respectively. Adjusting for a Wage Price Index rise of 10.32% since financial year 2023, contemporary estimates would be approximately $61,577 (median) and $81,661 (average) as of March 2026. Census statistics show household incomes are exceptionally high, ranking in the 94th percentile ($2,721 weekly). In terms of income brackets, 30.4% of the population (1,751 individuals) earn in the $4000+ category, which differs from the broader region where the $1,500 - range is most common at . The large share of high earners ( above /week) demonstrates strong financial capacity in Lugarno. After paying for housing, residents keep of their income, showing strong discretionary spending power, and the area's SEIFA index ranking for income sits in the th decile.

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According to the most recent Census data, residential structures in Lugarno were made up of 92.8% houses and 7.2% other dwellings, which included semi-detached units, apartments, and other types of housing. This contrasts sharply with the Sydney metro area, where houses accounted for 55.9% and other dwellings made up 44.1%. Home ownership in Lugarno stood at 48.0%, which was considerably higher than in the Sydney metro. The rest of the dwellings were either mortgaged, representing 43.0%, or rented, accounting for 9.1%. The median monthly mortgage payment in Lugarno was $3,000, which exceeded the Sydney metro average of $2,427. Weekly rent in the area was $560, compared to $470 in the Sydney metro. On a national scale, mortgage repayments in Lugarno were significantly higher than the Australian average of $1,863, and weekly rents were substantially above the national figure of $375.

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Family households represent the vast majority of local homes at 86.7%, consisting of 47.4% couples with children, 29.0% couples without children, and 9.2% single parent households. Non-family households account for the remaining 13.3%, with single-person households at 12.2% and share households making up 1.4%. The median household occupancy of 3.0 people is larger than the Greater Sydney average of 2.7.

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At 33.8%, the proportion of residents in Lugarno with a university degree is slightly lower than the Greater Sydney average of 38.0%, but this small difference demonstrates reasonable educational standing. Bachelor degrees are the most common at 23.8%, followed by postgraduate qualifications (7.4%) and graduate diplomas (2.6%). Vocational and technical training is widely represented, with 33.1% of residents aged 15+ holding vocational qualifications, comprising advanced diplomas (12.9%) and certificates (20.2%).

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Analysis of public transport shows 40 active transit stops in service within Lugarno, consisting of bus options. These stops are served by 13 distinct routes, which together provide 729 weekly passenger journeys. Access to transport is classified as excellent, with residents located an average of 182 meters from their nearest transit stop. Given the residential nature of the suburb, most working residents commute to other areas, with private vehicles remaining the primary transport mode at 87%, and 9% utilizing trains. Household vehicle ownership averages 2.0 per household, exceeding the regional average. A high 53.2% of working residents work from home (based on 2021 Census data, which may reflect pandemic-related conditions).

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Health indicators display excellent results throughout Lugarno, based on Districts' evaluation of mortality patterns and chronic illness rates, showing a very low occurrence of common medical conditions across all age categories, while the level of private health insurance is very high, covering approximately 56% of the population (~3,236 people). This compares to a rate of 59.9% across Greater Sydney.

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Lugarno exhibits greater cultural diversity than most local property markets, with 23.1% of residents born outside Australia and 27.3% using a language other than English in their households. The dominant religious affiliation in Lugarno is Christianity, representing 71.3% of the population. This contrasts with 49.2% recorded across Greater Sydney.

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The median age of 45 years in Lugarno is significantly higher than the Greater Sydney average of 37 and also older than the Australian median of 38 years. Relative to Greater Sydney, Lugarno has a larger proportion of residents aged 55 - 64 (15.2%) but a smaller share of 25 - 34 year-olds (9.4%). Since the 2021 Census, the 15 to 24 age bracket has increased from 13.3% to 14.8% of the population. In contrast, the 45 to 54 cohort has decreased from 15.0% to 13.4%. Looking ahead to 2041, demographic projections indicate major changes in the age distribution of Lugarno. Leading this shift, the 75 to 84 age group will increase by ( people), rising to from . Notably, the combined age brackets of and over will account for of all population growth, highlighting the aging trend of the local population. Conversely, both the to and to age groups will experience declines.

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Lugarno currently has an estimated 247 children under 5 years old, comprising approximately 168 children aged 0-2 and 111 children aged 3-4. This cohort declined by an estimated 8% since the previous census. while population forecasts indicate future decline, with an anticipated decrease of 5% by 2041 (to approximately 234 children). Meanwhile the 5-12 cohort currently amounts to 550. Birth rates in the area have averaged 9.9 per 1,000 residents over the latest two-year period, a moderate rate (within the middle tier nationally).