Moe (Vic.)

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Drawing from ABS population updates for the wider region and new address verifications by Districts since the Census, the suburb of Moe has an estimated population of approximately 9,710 as of May 2026. This represents an expansion of 335 people (3.6%) from the 2021 Census, which documented a population of 9,375 residents. The change is calculated using a resident population estimate of 9,571 from Districts, which followed an evaluation of the latest ABS ERP release (June 2025) along with 426 validated new addresses since the Census. This population level translates to a density of 535 persons per square kilometer, indicating substantial area per resident and prospects for future expansion. The 3.6% growth in the suburb of Moe since the 2021 Census outpaced the broader SA3 area (2.8%), positioning it as a growth frontrunner in the region. Recent population gains were mainly fueled by interstate migration, which accounted for approximately 55% of all population increases.

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Moe has a balanced labor market containing both white-collar and blue-collar jobs, with strong representation in essential services, an unemployment rate of 9.0%, and estimated job growth of 5.2% over the past year, according to Districts aggregations of statistical area data. As of March 2026, there are 3,711 employed residents, while the unemployment rate is 5.4% higher than the Regional Vic. rate of 3.7%, pointing to potential progress, and workforce participation is notably lower (50.3% compared to 61.1% in Regional Vic.). Census responses indicate that a low 10.6% of residents worked from home, though this may have been influenced by COVID-19 lockdown measures.

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According to the latest postcode-level ATO data from Districts for financial year 2023, incomes in the suburb of Moe are lower than the national average, showing a median of $42,971 and an average of $52,337. This is lower than the Regional Vic. figures of a median income of $50,954 and an average income of $62,728. Adjusting for Wage Price Index growth of 9.62% since financial year 2023, current estimates would stand at approximately $47,105 for the median and $57,372 for the average as of March 2026. Based on 2021 Census data, household, family, and personal incomes in Moe all rank between the 1st and 6th percentiles on a national scale. In terms of distribution, the $400 - 799 weekly income bracket contains 33.0% of the community (3,204 individuals), which differs from the regional pattern where the - bracket is largest at . The high proportion of lower-income residents ( earning under /week) suggests tight household budgets across much of the area. After housing costs, residents retain of their income, which sits at only the rd percentile nationally.

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The dwelling mix in Moe at the latest Census consisted of 80.0% houses and 20.0% other options such as semi-detached homes, apartments, and alternative dwellings, compared to Regional Vic. where houses made up 90.1% and other dwellings 9.9%. Home ownership rates in Moe lagged slightly behind Regional Vic. at 37.6%, with the remaining properties either mortgaged (26.9%) or rented (35.4%). The median monthly mortgage payment was significantly lower than the Regional Vic. average at $1,000, and the median weekly rent was recorded at $200, compared to Regional Vic. figures of $1,430 and $285 respectively. On a national basis, mortgage payments in Moe are much lower than the Australian average of $1,863, and rents are also well below the national average of $375.

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Family households represent the majority of homes at 53.7%, which includes 16.5% couples with children, 21.9% couples without children, and 14.2% single parent households. Non-family households account for the remaining 46.3%, consisting of lone person homes at 43.2% and group houses at 3.2%. The median household size of 2.0 people is smaller than the Regional Vic. average of 2.4.

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The region shows educational challenges, with university graduation rates (10.6%) tracking well below the VIC average of 33.4%. This represents both a difficulty and a chance for focused educational programs. Bachelor degrees are the most common higher qualification at 7.5%, followed by postgraduate degrees (1.6%) and graduate diplomas (1.5%). Vocational and technical training is prominent, with 42.3% of residents aged 15+ holding vocational credentials, consisting of advanced diplomas (9.4%) and certificates (32.9%).

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Public transport data shows 60 active stops in Moe, consisting of a mix of train options. These stops are served by 33 unique routes, which combine to deliver 1,606 passenger trips per week. Transport access is rated as excellent, with residents living an average of 168 meters from the nearest stop. As the area is mostly residential, many residents travel outward for work, and private vehicles remain the primary transit mode at 93%. Car ownership averages 1.1 per household, which is below the regional average. A relatively low 10.6% of residents worked from home, according to the 2021 Census, which may reflect pandemic-era conditions.

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Significant health issues are apparent in Moe, based on Districts assessments of mortality rates and chronic disease prevalence, with several conditions impacting both younger and older cohorts, and private health insurance coverage is low at about 48% of the population (~4,622 people). This compares to 50.5% in Regional Vic. and a national average of 55.7%.

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Moe is below average for cultural diversity, with citizens making up 87.2% of the population, 84.2% born in Australia, and 93.0% speaking only English at home. Christianity is the primary religion, representing 46.5% of residents in Moe. The most notable overrepresentation is in Judaism, which accounts for 0.1% of the population, compared to 0.1% across Regional Vic..

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The median age in Moe is 45 years, which is slightly above the Regional Vic. average of 43 and notably higher than the national median of 38. Compared to Regional Vic., the 25 - 34 age bracket is overrepresented at 13.4%, while the 45 - 54 bracket is underrepresented at 10.4%. Since 2021, the 35 to 44 age cohort has grown from 10.3% to 11.9% of the population, and the 25 to 34 group increased from 12.3% to 13.4%. Meanwhile, the 45 to 54 cohort fell from 11.8% to 10.4% and the 55 to bracket declined from to . Demographic projections indicate that Moe's age structure will change significantly by with the to cohort expected to expand by people () from to while population decreases are expected for the to and to brackets.

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Moe currently has an estimated 504 children under 5 years old, comprising approximately 310 children aged 0-2 and 206 children aged 3-4. This cohort grew by an estimated 15% since the previous census. while population forecasts indicate future growth, with an anticipated increase of 27% by 2041 (to approximately 640 children). Meanwhile the 5-12 cohort currently amounts to 858. While growth has been positive birth rates observed in the area have been moderate, with approximately 10.8 births per 1,000 residents recorded over the latest two-year period analysed which ranks the area within the middle tier nationally.