Terranora (NSW)

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Based on study of ABS demographic releases for the wider region, and new addresses confirmed by Districts after the Census, the suburb of Terranora has an estimated residency of 3,557 people as of May 2026. This represents an expansion of 192 people (5.7%) compared to the 2021 Census, which counted 3,365 people. This shift is calculated from a resident population of 3,556, determined by Districts after reviewing the ABS's latest ERP release from June 2025 alongside an additional 96 validated new addresses registered since the Census. Such a population size translates to a density of 293 persons per square kilometer, indicating substantial personal space and potential capacity for future building. The 5.7% expansion rate in the suburb of Terranora since the 2021 census outpaced the SA4 region (3.7%), as well as the SA3 territory, positioning it as a local growth frontrunner. Growth in the suburb of Terranora was mostly fueled by arrivals from abroad, which comprised approximately of overall population increases during recent times, though all indicators including moves from other states and natural increase remained positive.

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The suburb of Terranora features a highly trained labor pool with strong representation in basic service industries, an unemployment rate of only 1.3%, and an estimated job growth rate of 4.0% over the prior year, based on Districts' compilation of regional statistical data. As of March 2026, 1,859 local residents are employed, which is an unemployment rate 2.8% lower than the Regional NSW rate of 4.1%, while labor force participation is typical at 65.4% versus 60.6% in Regional NSW. Census data indicates a moderate 18.2% of the workforce worked from home, though this may reflect coronavirus pandemic restrictions.

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Taxpayer income levels in the suburb of Terranora are below the national average according to ATO records compiled by Districts for financial year 2023. The median taxpayer income is $48,282 while the average income is $60,367, compared to regional NSW statistics of $52,390 and $65,215 respectively. Adjusting for a Wage Price Index increase of 10.32% since financial year 2023, contemporary valuations would be roughly $53,265 for the median and $66,597 for the average as of March 2026. The 2021 Census reveals household earnings are in the 73rd percentile ($2,120 weekly), whereas individual earnings sit in the 55th percentile. Data shows 34.0% of the population (1,209 individuals) earn in the $1,500 - weekly bracket, matching regional trends where are in this range. High earners are well represented with receiving more than weekly, highlighting strong community spending power. Housing costs consume of income, while solid earnings place residents in the th percentile for disposable funds, and the local SEIFA income status ranks in the th decile.

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Residential structures in the suburb of Terranora at the time of the last Census consisted of 98.5% separate houses and 1.5% other dwellings like townhouses and apartments, compared to Regional NSW where separate houses made up 82.6% and other options accounted for 17.4%. Outright home ownership in the suburb of Terranora was comparable to the Regional NSW level at 40.3%, while remaining properties were either mortgaged (49.2%) or rented (10.5%). The median monthly home loan payment was $2,167, which is notably higher than the Regional NSW average of $1,733, while weekly rent was recorded at $540 compared to the regional figure of $330. On a national level, mortgage commitments in the suburb of Terranora are considerably higher than the Australian median of $1,863, and rent prices are also significantly above the national median of $375.

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Family units constitute the vast majority of households at 85.3%, consisting of couples with children at 42.6%, couples without children at 32.7%, and single parent structures at 9.0%. Non-family households represent the remaining 14.7%, with single person homes at 12.7% and group shared arrangements at 2.3%. The typical household occupancy of 3.0 people is larger than the Regional NSW median of 2.4.

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Educational attainment in the suburb of Terranora is below regional levels, with 25.1% of residents aged 15+ holding a tertiary degree compared to 32.2% across NSW. This variance suggests opportunities for further academic and professional training. Bachelor degrees are the most common qualification at 18.2%, followed by postgraduate degrees (4.6%) and graduate diplomas (2.3%). Vocational training is highly prevalent, with 39.9% of residents aged 15+ holding trade credentials, comprising advanced diplomas (12.1%) and certificates (27.8%).

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Analysis of transit facilities shows 34 active transport stops operating in the suburb of Terranora, consisting of bus services. These points are connected to 44 distinct routes, delivering 401 passenger trips each week. Transport connectivity is classified as good, with residents living a mean distance of 219 meters from their nearest stop. Because the area is mostly residential, the majority of workers travel elsewhere for employment, with private cars remaining the primary travel choice for 97% of commuters. Households hold an average of 2.1 vehicles, which exceeds the regional standard. Approximately 18.2% of workers performed their duties from home, as recorded in the 2021 Census, which was likely affected by pandemic conditions.

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Assessment of health indicators reveals positive outcomes in the suburb of Terranora, based on Districts' evaluation of mortality patterns and chronic illnesses. The frequency of common medical conditions is low within the general public and matches national averages among senior, vulnerable groups, while private health insurance coverage is relatively modest, representing approximately 51% of the population (~1,808 individuals).

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The suburb of Terranora has lower cultural diversity compared to national benchmarks, with 85.6% of residents born in Australia, 92.2% holding citizenship, and 95.5% using only English at home. Christianity is the dominant religion, practiced by 54.0% of the local population. However, the most pronounced deviation from regional patterns is in Judaism, which accounts for 0.3% of residents compared to 0.1% across Regional NSW.

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The median age in the suburb of Terranora is 42 years, matching the Regional NSW median of 43 years but exceeding the Australian average of 38 years. The local age distribution shows a high proportion of people aged 45 - 54 years (14.0%), while the 25 - 34 age bracket is smaller (6.5%) than the regional average. Since 2021, the 75 to 84 age group has risen from 4.6% to 7.3% of the community, and the 15 to 24 cohort expanded from 12.0% to 13.9%. Conversely, the 5 to 14 cohort declined from 16.3% to 14.3% and the 25 to group dropped from to . Projections for point to major demographic shifts in the suburb of Terranora, with the to age bracket expected to grow the most at , adding residents to reach while the count of children aged to is projected to drop by .

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Terranora currently has an estimated 181 children under 5 years old, comprising approximately 103 children aged 0-2 and 70 children aged 3-4. This cohort grew by an estimated 8% since the previous census. while population forecasts indicate future growth, with an anticipated increase of 14% by 2041 (to approximately 206 children). Meanwhile the 5-12 cohort currently amounts to 394. While growth has been positive birth rates observed in the area have been moderate, with approximately 8.4 births per 1,000 residents recorded over the latest two-year period analysed which ranks the area among the bottom 30% of areas assessed nationally. This rate has slowed down slightly in recent years however.