Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

VIC › Chum Creek › Chum Creek Rd

397 Chum Creek Rd, Chum Creek VIC 3777

For saleHouse

$850,000–$920,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

1,948 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000–$920,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000–$920,000(Listing record · 23 July 2026)
  • CalculationLand 1,948 m² against a 193 m² dwelling — the land is most of what is being bought.(Districts calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000–$920,000

Asking range · $436/m² of land

No recorded sale for this property.

Chum Creek at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Chum Creek report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$850,000
Stamp Duty (Victoria)
$46,070
Transfer/Registration Fee
$2,093
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$901,863

$51,863 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$850,000–$920,000available23 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Chum Creek in one glance

Chum Creek at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Chum Creek report →

Keep researching

  • Why Chum Creek? Read the area thesis →
  • What else is on the market in Chum Creek →
  • Other records on Chum Creek Rd →

Listing material

Listed by Gunther Real Estate

Exceptional Family Home on Almost Half an Acre

Set on almost half an acre in a peaceful Yarra Valley setting, this beautiful family home offers the perfect balance of space, comfort and established gardens, all just five minutes from the heart of Healesville.

Framed by magnificent cottage gardens filled with mature exotic trees and vibrant seasonal colour, the home enjoys a wonderfully private feel while capturing views across Lake Yumbunga from the front deck and main living areas.

Designed for growing families, the home features four generous bedrooms, including a spacious master retreat with a walk-through robe, ensuite and an adjoining expansive living area complete with its own kitchenette, ideal as a parents' retreat, guest space or quiet area to unwind. The remaining three bedrooms all include built in robes and are serviced by a central family bathroom.

Read the full description

At the heart of the home is a beautifully crafted Mountain Ash solid timber kitchen with quality appliances and a charming bay window overlooking the private rear gardens.

Formal and informal dining areas provide flexibility for family meals and entertaining, while the cosy lounge with a wood fire creates a warm and welcoming atmosphere. Ducted heating throughout, evaporative cooling, together with split system heating and cooling, ensures year-round comfort.

Outdoor living is a standout feature. The front deck is the perfect place to enjoy the garden outlook and lake views, while the rear deck flows to a fabulous patio area and a vine covered arbour that offers winter sunshine and summer shade. A second covered patio provides even more room for entertaining family and friends.

Practical features include a double carport, a fully enclosed cat run with direct access to the home, and plenty of space for children and pets to enjoy.

Beautifully presented and surrounded by established gardens, this is a wonderful opportunity to secure a genuine family home in one of the Yarra Valley's most sought-after locations.

Inspections are strictly by private appointment. Contact us today to arrange your viewing.

Listing description written by Elvira Donnelly, Gunther Real Estate — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Living Areas: 2
  • Rumpus Room
  • Toilets: 2

Also look at

Also for sale in Chum Creek

  • 10 Arlunya Rd, Chum Creek VIC 3777

    0-bed land. Asking $190K–$205K.

    For sale
  • 64 Arthurs Rd, Chum Creek VIC 3777

    3-bed rural property. Asking $1.6M–$1.76M.

    For sale
  • 159 Cunninghams Rd, Chum Creek VIC 3777

    7-bed rural property. Asking $2.75M–$2.95M.

    For sale
  • 221 Heath Rd, Chum Creek VIC 3777

    8-bed rural property. Currently listed.

    For sale
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.