Calculator
How much does it cost to buy a house in SA
South Australia still charges stamp duty on conveyances of land. Add the Lands Titles ad valorem transfer fee, then quotes for legal work and inspections.
$208,758
Cash to complete
$37,830
Stamp duty
80%
LVR
- Deposit
- $160,000
- Loan
- $640,000
- Transfer duty
- $37,830
- Titles / transfer fee
- $8,228
- Legal (est.)
- $2,000
- Building and pest (est.)
- $700
- Cash to complete
- $208,758
At 80 per cent LVR or below, LMI often does not apply. Confirm with the lender. It is not in this total.
Cash to complete a purchase in SA
At $800,000 / 20 per cent, cash to complete is $208,758. Duty is $37,830; Lands Titles is $8,228.
First-home and some off-the-plan reliefs are not modelled.
LMI is omitted.
Common questions
- How much do I need to buy an $800,000 house in South Australia?
- This calculator shows $208,758 at a 20 per cent deposit, including $37,830 conveyance duty.
- Are SA first-home concessions in the total?
- Not in this model. The general conveyance table is used.
- Is the Lands Titles fee included?
- Yes, $8,228 on this example.
SA stamp duty calculator → · SA first-home stamp duty → · SA stamp duty on $800,000 → · RevenueSA →
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