Calculator
NSW stamp duty on $1,200,000
General NSW transfer duty on a $1,200,000 purchase is $48,412. Titles-office fees are extra ($167 on this calculator).
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Estimated stamp duty
$48,412
- State or territory
- New South Wales (NSW)
- Buyer type
- Standard purchaser (general rates)
- Property value
- $1,200,000
- Stamp duty (transfer duty)
- $48,412
- Effective rate
- 4.03%
Based on NSW transfer duty rates (residential) as at July 2026. NSW rates → · Revenue NSW →
Estimates only. Assumes an Australian-resident buyer and no foreign-purchaser surcharge. Verify with a conveyancer.
NSW stamp duty at $1,200,000
This price sits in the 4.5% NSW marginal band (above $372,000, up to $1.24 million).
Home-buyer and investor duty are the same figure at this price in this model ($48,412). That does not mean a concession is unavailable at the revenue office if we have not modelled it.
NSW LRS transfer (Real Property Act) for 2026–27 is a flat $166.60. Foreign-purchaser surcharge is not applied.
Duty at this price
| Buyer | Transfer duty |
|---|---|
| Investor (general table) | $48,412 |
| Home (residence concession where modelled) | $48,412 |
| First home (established, live-in) | $48,412 |
| Titles / transfer fee | $167 |
Common questions
- How much stamp duty on a $1,200,000 house in NSW?
- This calculator shows $48,412 general transfer duty on $1,200,000 in NSW, plus $167 titles/transfer fees. It is a labelled schedule, not a conveyancer quote.
- How much do first home buyers pay on $1,200,000 in NSW?
- A first-home checkbox does not change the NSW result at $1,200,000 in this model ($48,412). Confirm current first-home treatment with the revenue office before you exchange.
- Does NSW stamp duty on $1,200,000 include titles fees?
- No. Transfer duty is $48,412. The titles/transfer fee on this calculator is $167. Legal ($2,000) and building-and-pest ($700) estimates sit on the buying-costs calculator.
NSW stamp duty calculator → · NSW first-home stamp duty → · Cash to buy in NSW → · Revenue NSW →
VIC on $1,200,000 · QLD on $1,200,000 · WA on $1,200,000 · SA on $1,200,000 · TAS on $1,200,000 · ACT on $1,200,000 · NT on $1,200,000 · Buying costs by state →
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