Cobram (Vic.)

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According to assessments of ABS population statistics for the broader territory, combined with recent address records verified by Districts subsequent to the Census, the suburb of Cobram is estimated to have a population of approximately 6,315 in May 2026. This marks an expansion of 167 individuals (2.7%) from the 2021 Census, when the count stood at 6,148 people. This shift is calculated from a resident population of 6,307, which Districts estimated using the most recent ABS ERP publication (June 2025) along with 273 validated new addresses since the Census date. The resulting population density corresponds to 80 persons per square kilometer, indicating substantial area per resident and capacity for future construction. The 2.7% expansion rate of the suburb of Cobram since the 2021 census outpaced the SA4 region (1.0%) and the SA3 area, establishing it as a regional growth leader. The primary driver of this demographic expansion was interstate migration, which accounted for roughly of the overall population gains in recent times.

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Cobram features a balanced job market comprising both professional and manual occupations, with a notable presence of manufacturing and industrial enterprises. The unemployment rate stands at just 3.6%, and estimated employment growth reached 1.6% over the preceding year, according to Districts aggregations of regional statistical data. In March 2026, 2,756 local residents were employed, and the unemployment rate was 0.1% lower than the Regional Vic. average of 3.7%. However, participation in the labor force is low, sitting at 53.2% compared to 61.1% in Regional Vic.. According to Census data, a modest 6.6% of the workforce operated from home, though this figure may have been influenced by past COVID-19 restriction periods.

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The most recent postcode-level ATO statistics compiled by Districts for financial year 2023 indicate that incomes in Cobram are lower than the national average, with a median of $44,082 and an average of $52,652. This is lower than the Regional Vic. median income of $50,954 and average of $62,728. Factoring in Wage Price Index expansion of 9.62% since financial year 2023, estimated incomes would be roughly $48,323 (median) and $57,717 (average) as of March 2026. 2021 Census records show that household, family, and individual incomes in Cobram rank between the 4th and 11th percentiles nationally. The largest individual bracket is the 31.3% of residents earning $400 - 799 weekly (1,976 residents), whereas the dominant bracket in the wider region is - at . The high proportion of lower-income earners ( below /week) points to tight household budgets for a significant share of the population. The proportion of income remaining after housing costs is , which ranks in the th percentile across Australia.

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At the time of the latest Census, residential structures in Cobram consisted of 91.2% separate houses and 8.8% other housing types (including townhouses, apartments, and miscellaneous dwellings), compared to 90.1% houses and 9.9% other dwellings in Regional Vic.. Home ownership was higher than the regional average, with 44.6% owning their properties outright, while the remaining homes were mortgaged (25.8%) or rented (29.6%). The median monthly mortgage payment of $1,235 was lower than the Regional Vic. average of $1,430, and the median weekly rent of $250 was also lower than the regional figure of $285. On a national scale, mortgage payments in Cobram are lower than the Australian average of $1,863, and weekly rents are lower than the national average of $375.

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Families make up the majority of households at 61.3%, consisting of couples with children (19.3%), couples without children (30.7%), and single parent households (10.6%). The remaining 38.7% are non-family households, which are mostly people living alone (35.3%) and a small proportion of group households (3.5%). The median household size is 2.2 residents, which is smaller than the average of 2.4 across Regional Vic..

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Educational attainment levels present challenges for the region, as the proportion of residents with university qualifications (11.1%) is lower than the state average of 33.4%. This highlights a clear opportunity for targeted local educational programs. Among university graduates, bachelor degrees are the most common at 8.2%, followed by graduate diplomas (1.6%) and postgraduate degrees (1.3%). Practical and technical capabilities are common, with 35.9% of residents aged 15+ holding a vocational qualification, consisting of advanced diplomas (9.0%) and certificates (26.9%).

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Public transport infrastructure in Cobram includes 18 active stops offering a combination of rail and bus services. These stops are served by 7 distinct routes, which provide a total of 54 passenger trips each week. Transport accessibility is rated as good, with residents living an average of 299 meters from their nearest stop. Because Cobram is primarily residential, the majority of working residents travel out of the area for employment. Private vehicles are the main mode of travel at 92%, while 6% of people walk to work. The average number of vehicles per household is 1.3, which is lower than the regional average. A small proportion of residents (6.6%) worked from home, according to 2021 Census data, which may reflect the influence of COVID-19 restrictions at the time.

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Districts evaluations of mortality statistics and chronic disease trends show that Cobram faces notable public health issues, with common medical conditions prevalent among both younger and older cohorts. In addition, the proportion of residents with private health insurance is low, covering approximately 48% of the population (~3,014 people). This is lower than the 50.5% recorded in Regional Vic. and the national average of 55.7%.

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The level of cultural diversity in Cobram matches the averages of the wider region, with citizens making up 83.4% of the population, 81.7% born in Australia, and 85.9% using only English at home. Christianity is the dominant religion, practiced by 57.1% of the population. The most distinct variance is in the Other religious category, which accounts for 2.2% of residents compared to 0.8% across Regional Vic..

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The median age in Cobram is 48 years, which is older than the Regional Vic. median of 43 and the national average of 38. The age distribution shows a high proportion of people in the 75 - 84 age group (11.1%), while the 35 - 44 cohort (10.4%) is smaller than the average in Regional Vic.. Post-2021 Census data shows the 15 to 24 age bracket grew from 9.0% to 10.1%, while the 65 to 74 bracket fell from 15.6% to 14.4%. Future demographic modeling suggests the local age profile will change by 2041. The 25 to 34 age bracket is expected to grow by 449 people (), rising from to .

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Cobram currently has an estimated 328 children under 5 years old, comprising approximately 190 children aged 0-2 and 128 children aged 3-4. This cohort grew by an estimated 9% since the previous census. while population forecasts indicate future growth, with an anticipated increase of 46% by 2041 (to approximately 479 children). Meanwhile the 5-12 cohort currently amounts to 519. While growth has been positive birth rates observed in the area have been moderate, with approximately 10.2 births per 1,000 residents recorded over the latest two-year period analysed which ranks the area within the middle tier nationally.