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Vacant land in New South Wales is not assessed on the home concession. Investors pay the general transfer-duty table. A first-home buyer who will later live in a home built on the lot has a separate, lower threshold than an established house.
Same rules.
Clearer numbers.
A more certain tomorrow.
Estimated stamp duty
$12,412
Based on NSW transfer duty rates (residential) as at July 2026. NSW rates → · Revenue NSW →
Estimates only. Assumes an Australian-resident buyer and no foreign-purchaser surcharge. Verify with a conveyancer.
On a $400,000 vacant lot the general table is $12,412. A qualifying first-home buyer at that price pays $6,206 — the concession is already phasing out.
At $350,000 first-home vacant-land duty is $0. At $450,000 and above it matches the general figure ($14,662 at $450,000). An $800,000 house concession does not apply to dirt.
You still have to meet Revenue NSW eligibility, including prior-ownership and the intention to build and occupy. This page only applies the vacant-land schedule when the first-home flag is on.
Same engine as the form above, with property type set to vacant land. Investor is the general table. First home is the modelled vacant-land concession if you will later live in a home on the lot.
| Price | Investor | First home, vacant |
|---|---|---|
| $300,000 | $8,632 | $0 |
| $400,000 | $12,412 | $6,206 |
| $500,000 | $16,912 | $16,912 |
| $800,000 | $30,412 | $30,412 |
NSW stamp duty calculator → · NSW first-home stamp duty → · Cash to buy in NSW →
Use our suite of property calculators to work through the numbers that are on the record.

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