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VIC stamp duty on $400,000
General VIC transfer duty on a $400,000 purchase is $19,070. A first-home buyer who will live in an established home pays $0 at this price in this model.
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Estimated stamp duty
$19,070
- State or territory
- Victoria (VIC)
- Buyer type
- Standard purchaser (general rates)
- Property value
- $400,000
- Stamp duty (transfer duty)
- $19,070
- Effective rate
- 4.77%
Based on VIC transfer duty rates (residential) as at July 2026. VIC rates → · State Revenue Office Victoria →
Estimates only. Assumes an Australian-resident buyer and no foreign-purchaser surcharge. Verify with a conveyancer.
VIC stamp duty at $400,000
At or below $550,000, Victoria still has a principal-place concessional table in this model. Investors use the general table.
If you will live in the property and you are not using a first-home concession, this calculator shows $16,370 — $2,700 less than the general table.
Land Use Victoria electronic transfer, 2026–27: $104.30 plus $2.34 per whole $1,000 of consideration, capped at $3,614. Foreign-purchaser surcharge is not applied.
Duty at this price
| Buyer | Transfer duty |
|---|---|
| Investor (general table) | $19,070 |
| Home (residence concession where modelled) | $16,370 |
| First home (established, live-in) | $0 |
| Titles / transfer fee | $1,040 |
Common questions
- How much stamp duty on a $400,000 house in VIC?
- This calculator shows $19,070 general transfer duty on $400,000 in VIC, plus $1,040 titles/transfer fees. It is a labelled schedule, not a conveyancer quote.
- How much do first home buyers pay on $400,000 in VIC?
- If you qualify and will live in an established home, this calculator shows $0 at $400,000. The general figure is $19,070. Eligibility is a revenue-office test, not this page.
- Does VIC stamp duty on $400,000 include titles fees?
- No. Transfer duty is $19,070. The titles/transfer fee on this calculator is $1,040. Legal ($2,000) and building-and-pest ($700) estimates sit on the buying-costs calculator.
VIC stamp duty calculator → · VIC first-home stamp duty → · Cash to buy in VIC → · State Revenue Office Victoria →
NSW on $400,000 · QLD on $400,000 · WA on $400,000 · SA on $400,000 · TAS on $400,000 · ACT on $400,000 · NT on $400,000 · Buying costs by state →
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