Calculator
VIC stamp duty calculator
Victoria charges land transfer duty on the dutiable value. This calculator uses the State Revenue Office non-PPR table for investors, the principal-place concessional rates where the price is $550,000 or less, and the first-home exemption where modelled.
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Estimated stamp duty
$49,070
- State or territory
- Victoria (VIC)
- Buyer type
- Standard purchaser (general rates)
- Property value
- $900,000
- Stamp duty (transfer duty)
- $49,070
- Effective rate
- 5.45%
Based on VIC transfer duty rates (residential) as at July 2026. VIC rates → · State Revenue Office Victoria →
Estimates only. Assumes an Australian-resident buyer and no foreign-purchaser surcharge. Verify with a conveyancer.
About stamp duty in VIC
SRO Victoria’s investor (non-PPR) table is not a simple climb the whole way. Between $960,001 and $2 million the duty is a flat 5.5% of the entire dutiable value, not a marginal add-on. Above $2 million it returns to a base-plus-marginal formula.
A principal place of residence has its own concessional rates, but only when the dutiable value is $550,000 or less. Above that, a home buyer who is not a first-home buyer is assessed on the general table in this model.
Land Use Victoria’s electronic transfer fee is $104.30 plus $2.34 per whole $1,000 of consideration, capped at $3,614 for 2026–27.
VIC transfer duty rates
General (investor) residential schedule used by this calculator. Home and first-home results can be lower where the concessions listed below are modelled.
| Dutiable value | Duty |
|---|---|
| Up to $25,000 | 1.4% |
| $25,001 – $130,000 | $350 plus 2.4% of the excess over $25,000 |
| $130,001 – $960,000 | $2,870 plus 6% of the excess over $130,000 |
| $960,001 – $2,000,000 | 5.5% of the full dutiable value |
| More than $2,000,000 | $110,000 plus 6.5% of the excess over $2,000,000 |
Worked examples
Same engine as the form above. Investor is the general table. Home is the owner-occupier result where one is modelled. First home is an established home you will live in.
| Price | Investor | Home | First home |
|---|---|---|---|
| $500,000 | $25,070 | $21,970 | $0 |
| $800,000 | $43,070 | $43,070 | $43,070 |
| $1,000,000 | $55,000 | $55,000 | $55,000 |
| $1,500,000 | $82,500 | $82,500 | $82,500 |
Concessions this calculator models
- Principal place of residence: concessional rates only at or below $550,000 (5% instead of 6% through the $130,000–$440,000 band).
- First-home buyers: $0 duty to $600,000. Between $600,000 and $750,000, duty is the otherwise-applicable amount multiplied by (price − $600,000) / $150,000. At $750,000 and above, full duty.
- Vacant land uses the general table. A Victorian first-home vacant-land exemption is not modelled here.
Land Use Victoria electronic transfer, 2026–27: $104.30 plus $2.34 per whole $1,000 of consideration, capped at $3,614.
Common questions
- How much VIC stamp duty on a $1 million investment?
- An investor pays 5.5% of the full $1,000,000, which is $55,000, because that price sits in the flat 5.5% band. Add the Land Use Victoria transfer fee on top.
- When does the Victorian PPR concession apply?
- Only when you will live in the property and the dutiable value is $550,000 or less. Above $550,000 this calculator shows general rates unless a first-home exemption still applies.
- What is the Victorian first-home duty threshold?
- Duty is $0 to $600,000, then phases to full duty at $750,000. At $750,000 and above, first-home buyers pay the otherwise-applicable rate.
Compare stamp duty across Australian states → · VIC first-home stamp duty → · VIC vacant land stamp duty → · How much to buy a house in VIC → · VIC suburb profiles →
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