Calculator
VIC first home buyer stamp duty
Victoria’s first-home duty relief sits on top of the principal-place rules. This calculator zeros duty to $600,000, then phases it in to $750,000, using State Revenue Office schedules current from 1 July 2026.
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Estimated stamp duty
$43,070
- State or territory
- Victoria (VIC)
- Buyer type
- First home buyer
- Property value
- $800,000
- Stamp duty (transfer duty)
- $43,070
- Effective rate
- 5.38%
Based on VIC transfer duty rates (residential) as at July 2026. VIC first-home rates → · State Revenue Office Victoria →
Applied: VIC first-home buyer.
Estimates only. Assumes an Australian-resident buyer and no foreign-purchaser surcharge. Verify with a conveyancer.
How first-home stamp duty works in VIC
At $600,000 this calculator shows $0 for a first-home buyer who will live in the property. At $800,000 the first-home phase is finished, so the result is $43,070 — the same as the otherwise-applicable home or general rate at that price.
A Victorian principal place of residence also has concessional rates, but only when the dutiable value is $550,000 or less. First-home relief is the larger story above that band.
A vacant-land first-home exemption is not modelled here. Eligibility, including prior ownership, is an SRO question. This page applies the published first-home formula when the flag and residence inputs match.
Thresholds this calculator models
- First-home home: $0 to $600,000, then duty × (price − $600,000) / $150,000 until $750,000.
- At $750,000 and above, first-home buyers pay the otherwise-applicable Victorian rate in this model.
- Vacant-land first-home relief is not modelled. The general table is shown for vacant land.
Worked examples
Same engine as the form above. Investor is the general table. First home is an established home you will live in.
| Price | Investor | First home |
|---|---|---|
| $500,000 | $25,070 | $0 |
| $800,000 | $43,070 | $43,070 |
| $1,000,000 | $55,000 | $55,000 |
| $1,500,000 | $82,500 | $82,500 |
Not included on this page
- The First Home Owner Grant.
- Pensioner and off-the-plan concessions that sit outside this formula.
- The Australian Government 5% Deposit Scheme.
Buying an investment first can change later first-home eligibility. That is a separate question from the duty number. First home buyer or rentvestor →
Common questions
- How much stamp duty do first home buyers pay in Victoria on $600,000?
- This calculator shows $0 at $600,000 for a first-home buyer who will live in the property. Confirm the current SRO test before you sign.
- What is the Victorian first-home stamp duty threshold?
- Duty is $0 to $600,000, then phases to full otherwise-applicable duty at $750,000. At $750,000 and above this calculator no longer reduces the figure for a first-home flag.
- Is VIC first-home stamp duty different from the PPR concession?
- Yes. The PPR concessional table in this model only applies at $550,000 or less. First-home relief is a separate $0-to-$600,000 exemption with a phase to $750,000.
VIC stamp duty calculator → · All first-home stamp duty → · VIC suburb profiles →
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